FG
Financial Services · Insurance - Life
Performance
FG (FG) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
FG (FG) operates in the Insurance - Life space within the Financial Services sector. With a market cap of $3.6B, it qualifies as a small-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 7.1× suggests the stock may be undervalued relative to earnings
- Forward P/E (5.3×) is lower than trailing P/E (7.1×) — analysts expect earnings to improve
- Revenue grew 31% year-over-year — exceptional top-line expansion
- Dividend yield of 3.49% provides consistent income on top of price appreciation
- High debt-to-equity of 47.53× increases financial risk, especially with elevated interest rates
- Current ratio below 1 (0.97×) — short-term liabilities exceed current assets
Verdict
Buy / Hold
More positives than negatives. Fundamentals support holding while monitoring key risks.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
3.49%
5Y Avg Annual
$0.5640
Last Payment
$0.2500
Ex-Date
03/17/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest03/17/2026 | 03/31/2026 | $0.2500 | 3.64% |
12/17/2025 | 12/31/2025 | $0.2500 | 3.64% |
09/16/2025 | 09/30/2025 | $0.2200 | 3.20% |
06/16/2025 | 06/30/2025 | $0.2200 | 3.20% |
03/17/2025 | 03/31/2025 | $0.2200 | 3.20% |
12/17/2024 | 12/31/2024 | $0.2200 | 3.20% |
09/16/2024 | 09/30/2024 | $0.2100 | 3.06% |
06/14/2024 | 06/28/2024 | $0.2100 | 3.06% |
Magic Number
Shares needed to self-fund your next purchase
$27.46
Price
$0.2500
Last div. (quarterly)
110
shares
Own 110 FG shares ($3,020.60) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$3,020.60
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Aug 5, 2026
50
days
EPS (TTM)
$3.86
P/E (TTM)
7.1
Fwd P/E
5.3
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $27.46
Graham Number
√(22.5 × EPS × Book Value)
$54.77
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$14.28
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
6/10
67% score
Pays dividends
3Y hist.3+ years of dividend history
Dividend consistency (5Y+)
3 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
11.7%Return on equity — measures how efficiently capital is used
Positive profit margin
8.9%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+30.7%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
47.53×Low financial leverage reduces risk of distress
Current ratio above 1
0.97×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$21M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
3.49%Stock must distribute income to shareholders
Related Assets
Financial Services
About FG
F&G Annuities & Life, Inc., together with its subsidiaries, provides annuity and life insurance products in the United States. It offers fixed indexed annuities registered index-linked annuities, pension risk transfer and indexed universal life, and multi-year guarantee annuities; immediate annuities; indexed universal life insurance; pension risk transfer solutions; and institutional funding agreements. The company distributes its products through independent agents, banks, and broker-dealers to retail annuity and life customers, as well as institutional clients. The company was founded in 1959 and is headquartered in Des Moines, Iowa. F&G Annuities & Life, Inc. operates as a subsidiary of Fidelity National Financial, Inc.
Sector
Financial Services
Industry
Insurance - Life
Location
Des Moines, United States
Employees
1,100