HIG- The Hartford Insurance Group, Inc.
Financial Services · Insurance - Diversified
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 20 analysts
12-Month Price Target
$149.85
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $137.59
Graham Number
√(22.5 × EPS × Book Value)
$152.15
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$29.50
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
9/10
90% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
22.1%Return on equity - measures how efficiently capital is used
Positive profit margin
14.9%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+8.1%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+36.1%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
22.33×Low financial leverage reduces risk of distress
Current ratio above 1
1.77×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$216M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.76%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 29, 2026
44
days
EPS (TTM)
$14.48
P/E (TTM)
9.5
Fwd P/E
10.1
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
1.76%
5Y Avg Annual
$1.8430
Last Payment
$0.6000
Ex-Date
09/01/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest09/01/2026 | 10/02/2026 | $0.6000 | 1.74% |
06/01/2026 | 07/02/2026 | $0.6000 | 1.74% |
03/02/2026 | 04/02/2026 | $0.6000 | 1.74% |
12/01/2025 | 01/01/2026 | $0.6000 | 1.74% |
09/02/2025 | 10/03/2025 | $0.5200 | 1.51% |
06/02/2025 | 07/03/2025 | $0.5200 | 1.51% |
03/03/2025 | 04/03/2025 | $0.5200 | 1.51% |
12/02/2024 | 01/02/2025 | $0.5200 | 1.51% |
Magic Number
Shares needed to self-fund your next purchase
$137.59
Price
$0.6000
Last div. (quarterly)
230
shares
Own 230 HIG shares ($31,645.70) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$31,645.70
New shares / year
+4 shares
Dividend Calculator
1.74% yieldEstimate HIG dividend income at the current rate.
Per year
$174.43
Per month
$14.54
≈ 72.7 shares at $2.4/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
HIG vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About The Hartford Insurance Group, Inc.
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
Sector
Financial Services
Industry
Insurance - Diversified
Location
Hartford, United States
Employees
19,200
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The Hartford Insurance Group, Inc. (HIG) stock trades at $137.59, up 0.90% on the day. With a market capitalization of $37.27 billion, HIG is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 9.5, a forward P/E of 10.1 and earnings per share (EPS) of $14.48. Over the most recent period the company reported 8% year-over-year revenue growth and a net profit margin of 14.9%. Below you'll find HIG's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
HIG - Frequently Asked Questions
Is The Hartford Insurance Group, Inc. (HIG) a good stock to buy in 2026?
The Hartford Insurance Group, Inc. (HIG) shows strengths such as a 22% return on equity, while risks include high leverage (debt/equity of 22.3). Whether HIG is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is HIG's stock price today?
The Hartford Insurance Group, Inc. (HIG) trades at $137.59, up 0.90% on the session. Prices on this page update throughout the trading day.
Does HIG pay a dividend?
Yes. The Hartford Insurance Group, Inc. pays an annual dividend of $2.40 per share, a dividend yield of 1.76%. The most recent ex-dividend date was September 1, 2026. Its payout ratio is about 16% of earnings.
Is HIG overvalued?
With a P/E ratio of 9.5×, HIG trades at a relatively modest valuation for the financial services sector. Its PEG ratio is 0.12 (below 1, which can signal growth at a reasonable price). See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is HIG's market cap?
The Hartford Insurance Group, Inc. (HIG) has a market capitalization of $37.27 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.