TRV
Financial Services · Insurance - Property & Casualty
Performance
TRV (TRV) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
TRV (TRV) operates in the Insurance - Property & Casualty space within the Financial Services sector. With a market cap of $66.0B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 9.3× suggests the stock may be undervalued relative to earnings
- Earnings grew 358% YoY — bottom-line is expanding fast
- Healthy profit margin of 15.5%
- ROE of 25.3% shows management efficiently converts equity into profit
- Low beta of 0.49 — less volatile than the market, suitable for conservative portfolios
- High debt-to-equity of 28.98× increases financial risk, especially with elevated interest rates
- Current ratio below 1 (0.34×) — short-term liabilities exceed current assets
- Price is near its 52-week high — limited near-term upside, higher pullback risk
Verdict
Buy / Hold
More positives than negatives. Fundamentals support holding while monitoring key risks.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
1.63%
5Y Avg Annual
$3.6900
Last Payment
$1.2500
Ex-Date
06/10/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest06/10/2026 | 06/30/2026 | $1.2500 | 1.61% |
03/10/2026 | 03/30/2026 | $1.1000 | 1.42% |
12/10/2025 | 12/30/2025 | $1.1000 | 1.42% |
09/10/2025 | 09/30/2025 | $1.1000 | 1.42% |
06/10/2025 | 06/30/2025 | $1.1000 | 1.42% |
03/10/2025 | 03/30/2025 | $1.0500 | 1.35% |
12/10/2024 | 12/30/2024 | $1.0500 | 1.35% |
09/10/2024 | 09/30/2024 | $1.0500 | 1.35% |
Magic Number
Shares needed to self-fund your next purchase
$310.16
Price
$1.2500
Last div. (quarterly)
249
shares
Own 249 TRV shares ($77,228.62) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$77,228.62
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Jul 17, 2026
31
days
EPS (TTM)
$33.50
P/E (TTM)
9.3
Fwd P/E
10.9
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $310.16
Graham Number
√(22.5 × EPS × Book Value)
$336.75
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$65.30
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
80% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
25.3%Return on equity — measures how efficiently capital is used
Positive profit margin
15.5%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+1.0%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+357.6%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
28.98×Low financial leverage reduces risk of distress
Current ratio above 1
0.34×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$449M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.63%Stock must distribute income to shareholders
Related Assets
Financial Services
About TRV
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
Sector
Financial Services
Industry
Insurance - Property & Casualty
Location
New York, United States
Employees
34,000