ACGL- Arch Capital Group Ltd.
Financial Services · Insurance - Diversified
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
Wall Street consensus from 19 analysts
12-Month Price Target
$111.87
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $97.95
Graham Number
√(22.5 × EPS × Book Value)
$140.16
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$83.33
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
4/10
44% score
Pays dividends
2Y hist.2+ years of dividend history
Dividend consistency (5Y+)
2 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
19.9%Return on equity - measures how efficiently capital is used
Positive profit margin
24.4%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
-10.5%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
-7.1%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
17.84×Low financial leverage reduces risk of distress
Current ratio above 1
0.59×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$212M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 26, 2026
41
days
EPS (TTM)
$12.78
P/E (TTM)
7.7
Fwd P/E
10.0
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
-
5Y Avg Annual
$1.0000
Last Payment
$5.0000
Ex-Date
11/18/2024
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest11/18/2024 | 12/04/2024 | $5.0000 | 20.42% |
Magic Number
Shares needed to self-fund your next purchase
$97.95
Price
$5.0000
Last div. (quarterly)
20
shares
Own 20 ACGL shares ($1,959.00) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$1,959.00
New shares / year
+4 shares
Dividend Calculator
5.10% yieldEstimate ACGL dividend income at the current rate.
Per year
$510.46
Per month
$42.54
≈ 102.1 shares at $5/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
ACGL vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About Arch Capital Group Ltd.
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.
Sector
Financial Services
Industry
Insurance - Diversified
Location
Pembroke, Bermuda
Employees
8,000
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Arch Capital Group Ltd. (ACGL) stock trades at $97.95, up 1.94% on the day. With a market capitalization of $33.42 billion, ACGL is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 7.7, a forward P/E of 10.0 and earnings per share (EPS) of $12.78. Over the most recent period the company reported a 11% year-over-year revenue decline and a net profit margin of 24.4%. Below you'll find ACGL's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
ACGL - Frequently Asked Questions
Is Arch Capital Group Ltd. (ACGL) a good stock to buy in 2026?
Arch Capital Group Ltd. (ACGL) shows strengths such as a strong 24% net margin and a 20% return on equity, while risks include declining revenue (-11%) and high leverage (debt/equity of 17.8). Whether ACGL is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is ACGL's stock price today?
Arch Capital Group Ltd. (ACGL) trades at $97.95, up 1.94% on the session. Prices on this page update throughout the trading day.
Does ACGL pay a dividend?
No. Arch Capital Group Ltd. (ACGL) does not currently pay a dividend, so the return comes entirely from share-price appreciation.
Is ACGL overvalued?
With a P/E ratio of 7.7×, ACGL trades at a relatively modest valuation for the financial services sector. Its PEG ratio is 1.05. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is ACGL's market cap?
Arch Capital Group Ltd. (ACGL) has a market capitalization of $33.42 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.