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RNR

RNR

Financial Services · Insurance - Reinsurance

$301.82+1.49%
Mkt Cap: $12.87BDY: 0.55%

Performance

RNR (RNR) Stock Analysis 2026

Rule-based · Updated daily · Not financial advice

RNR (RNR) operates in the Insurance - Reinsurance space within the Financial Services sector. With a market cap of $12.9B, it qualifies as a mid-cap company. Revenue has been contracting year-over-year, a headwind that investors will watch closely in upcoming earnings.

Bull Case5
  • Low P/E of 5.1× suggests the stock may be undervalued relative to earnings
  • Earnings grew 101% YoY — bottom-line is expanding fast
  • Exceptional profit margin of 24.2% — the business retains a large share of each dollar earned
  • ROE of 23.4% shows management efficiently converts equity into profit
  • Low beta of 0.19 — less volatile than the market, suitable for conservative portfolios
Bear Case2
  • Revenue declined 37% YoY — warning sign for business momentum
  • High debt-to-equity of 12.57× increases financial risk, especially with elevated interest rates

Verdict

Strong Buy

Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.

AI Insight

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AI-generated analysis for informational purposes only. Not financial advice.

Related Articles

Revenue & Results

Dividends

Current DY

0.55%

5Y Avg Annual

$1.3160

Last Payment

$0.4100

Ex-Date

06/15/2026

Annual dividends paid per share

2011
2019
2026
Ex-DatePaymentAmountEst. DY
Latest06/15/2026
06/30/2026$0.41000.54%
03/13/2026
03/28/2026$0.41000.54%
09/15/2025
09/30/2025$0.40000.53%
06/13/2025
06/28/2025$0.40000.53%
03/14/2025
03/29/2025$0.40000.53%
12/13/2024
12/28/2024$0.39000.52%
09/13/2024
09/28/2024$0.39000.52%
06/14/2024
06/29/2024$0.39000.52%

Magic Number

Shares needed to self-fund your next purchase

$301.82

Price

÷

$0.4100

Last div. (semesterly)

=

737

shares

Own 737 RNR shares ($222,441.34) and each semesterly dividend pays for 1 new share — the snowball runs on its own.

Investment target

$222,441.34

New shares / year

+2 shares

If You Had Invested…

Hypothetical return based on historical prices

$

* Dividend reinvestment calculated at ex-date price. For informational purposes only.

Earnings

EPS (TTM)

$59.33

P/E (TTM)

5.1

Fwd P/E

7.4

Earnings History

SEC EDGAR · official filings

SEC filings

SEC Filings

Official EDGAR documents

All filings

Key Statistics

Valuation

Market Cap$12.87B
P/E Ratio5.09
Forward P/E7.36
P/B Ratio
PEG Ratio3.62
EPS (TTM)$59.33

Trading

Open
Day High
Day Low
52W High$318.20
52W Low$231.17
Volume
Avg Volume (3M)348,804
Beta0.19

Dividends

Dividend Yield0.55%
Annual Rate$1.64
Ex-Div Date2026-06-15
Payout Ratio2.71%

Profitability

Profit Margin24.21%
Operating Margin26.75%
ROE23.37%
ROA5.56%
Revenue Growth-36.60%
Earnings Growth100.90%

Balance Sheet

Total Revenue$11.59B
Total Debt$2.33B
Debt / Equity12.57
Current Ratio1.36
Free Cash Flow$2.52B

Fair Value Estimates

Current price: $301.82

Graham Number

√(22.5 × EPS × Book Value)

$578.25

+91.6% upside

Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.

Bazin Ceiling Price

Avg. Annual DPS (5Y) ÷ 6%

$24.00

-92.0% downside

Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.

These are simplified estimates. Not financial advice.

Buy & Hold Checklist

Quality criteria for long-term holding

8/10

80% score

Pays dividends

15Y hist.

15+ years of dividend history

Dividend consistency (5Y+)

15 yrs

Uninterrupted dividend payments for at least 5 years

ROE above 10%

23.4%

Return on equity — measures how efficiently capital is used

Positive profit margin

24.2%

Net profit margin must be positive — company earns more than it spends

Revenue growth (annual)

-36.6%

Annual revenue must be growing compared to the prior year

Earnings growth (annual)

+100.9%

Annual earnings must be growing compared to the prior year

Debt/Equity below 2×

12.57×

Low financial leverage reduces risk of distress

Current ratio above 1

1.36×

Short-term assets must cover short-term liabilities

Daily liquidity above $5M

$105M/day

High trading volume ensures easy entry and exit

Dividend yield above 0%

0.55%

Stock must distribute income to shareholders

Related Assets

Financial Services

About RNR

RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance contracts to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, typhoons, and tsunamis, as well as winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, binding facilities, and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, transactional liability, and professional indemnity; automobile and employer's liability, casualty clash, umbrella or excess casualty, workers' compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, construction, cyber, energy, marine, satellite, and terrorism. The company distributes products and services primarily through intermediaries. It invests in and manages funds. RenaissanceRe Holdings Ltd. was incorporated in 1993 and is headquartered in Pembroke, Bermuda.

Sector

Financial Services

Industry

Insurance - Reinsurance

Location

Pembroke, Bermuda

Employees

1,040