TREE
Financial Services · Financial Conglomerates
Performance
TREE (TREE) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
TREE (TREE) operates in the Financial Conglomerates space within the Financial Services sector. With a market cap of $527M, it qualifies as a small-cap company. The company is growing revenue strongly while maintaining healthy profitability — a combination that investors typically reward with a premium valuation.
- Low P/E of 2.9× suggests the stock may be undervalued relative to earnings
- Revenue grew 37% year-over-year — exceptional top-line expansion
- Healthy profit margin of 15.0%
- ROE of 88.6% shows management efficiently converts equity into profit
- Price is near its 52-week low — potential entry point with asymmetric upside
- High debt-to-equity of 143.68× increases financial risk, especially with elevated interest rates
- High beta of 2.05 — this stock is significantly more volatile than the broader market
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
—
5Y Avg Annual
$0.2000
Last Payment
$1.0000
Ex-Date
12/13/2012
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest12/13/2012 | 12/26/2012 | $1.0000 | 10.58% |
Magic Number
Shares needed to self-fund your next purchase
$37.80
Price
$1.0000
Last div. (quarterly)
38
shares
Own 38 TREE shares ($1,436.40) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$1,436.40
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Jul 30, 2026
44
days
EPS (TTM)
$12.92
P/E (TTM)
2.9
Fwd P/E
5.6
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $37.80
Graham Number
√(22.5 × EPS × Book Value)
$79.68
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$16.67
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
7/10
88% score
Pays dividends
14Y hist.14+ years of dividend history
Dividend consistency (5Y+)
14 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
88.6%Return on equity — measures how efficiently capital is used
Positive profit margin
15.0%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+36.5%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
143.68×Low financial leverage reduces risk of distress
Current ratio above 1
1.89×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$9M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
Stock must distribute income to shareholders
Related Assets
Financial Services
About TREE
LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance. The Home segments offer purchase mortgage, refinance mortgage, and home equity loans and lines of credit. The Consumer segment provides credit cards; personal, small business, and auto loans; deposit accounts; and other credit products, such as debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including automobile, home, life, and health and Medicare through which consumers are matched with insurance lead aggregators to obtain insurance offers and policies. This segment also offers QuoteWizard, a marketplace for insurance comparison; and ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is based in Charlotte, North Carolina.
Sector
Financial Services
Industry
Financial Conglomerates
Location
Charlotte, United States
Employees
919