WFC— Wells Fargo & Company
NYSEFinancial Services · Banks - Diversified
Wells Fargo & Company (WFC) stock trades at $87.51, down 0.64% on the day. With a market capitalization of $265.03 billion, WFC is a mega-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 12.7, a forward P/E of 11.1 and earnings per share (EPS) of $6.88. Over the most recent period the company reported 10% year-over-year revenue growth and a net profit margin of 27.2%. Below you'll find WFC's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
Price & Performance
Performance
Analysis & Verdict
Wells Fargo & Company (WFC) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
Wells Fargo & Company (WFC) operates in the Banks - Diversified space within the Financial Services sector. With a market cap of $265.0B, it qualifies as a large-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 12.7× suggests the stock may be undervalued relative to earnings
- Forward P/E (11.1×) is lower than trailing P/E (12.7×) — analysts expect earnings to improve
- Revenue growth of 10% YoY shows solid business momentum
- Earnings grew 25% YoY — bottom-line is expanding fast
- Exceptional profit margin of 27.2% — the business retains a large share of each dollar earned
- Dividend yield of 2.06% provides consistent income on top of price appreciation
No significant bearish signals found
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Fair Value Estimates
Current price: $87.51
Graham Number
√(22.5 × EPS × Book Value)
$90.74
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$20.67
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
100% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
12.6%Return on equity — measures how efficiently capital is used
Positive profit margin
27.2%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+9.5%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+25.0%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
Low financial leverage reduces risk of distress
Current ratio above 1
Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$1.5B/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
2.06%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 13, 2026
87
days
EPS (TTM)
$6.88
P/E (TTM)
12.7
Fwd P/E
11.1
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
2.06%
5Y Avg Annual
$1.3000
Last Payment
$0.4500
Ex-Date
05/08/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest05/08/2026 | 06/01/2026 | $0.4500 | 2.06% |
02/06/2026 | 03/02/2026 | $0.4500 | 2.06% |
11/07/2025 | 12/01/2025 | $0.4500 | 2.06% |
08/08/2025 | 09/01/2025 | $0.4500 | 2.06% |
05/09/2025 | 06/02/2025 | $0.4000 | 1.83% |
02/07/2025 | 03/03/2025 | $0.4000 | 1.83% |
11/08/2024 | 12/02/2024 | $0.4000 | 1.83% |
08/09/2024 | 09/02/2024 | $0.4000 | 1.83% |
Magic Number
Shares needed to self-fund your next purchase
$87.51
Price
$0.4500
Last div. (quarterly)
195
shares
Own 195 WFC shares ($17,064.45) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$17,064.45
New shares / year
+4 shares
Tools & Simulators
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
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About Wells Fargo & Company
Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.
Sector
Financial Services
Industry
Banks - Diversified
Location
San Francisco, United States
Employees
197,466
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WFC — Frequently Asked Questions
Is Wells Fargo & Company (WFC) a good stock to buy in 2026?
Wells Fargo & Company (WFC) shows strengths such as a strong 27% net margin. Whether WFC is a good buy in 2026 depends on your time horizon and risk tolerance — review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is WFC's stock price today?
Wells Fargo & Company (WFC) trades at $87.51, down 0.64% on the session. Prices on this page update throughout the trading day.
Does WFC pay a dividend?
Yes. Wells Fargo & Company pays an annual dividend of $1.80 per share, a dividend yield of 2.06%. The most recent ex-dividend date was May 8, 2026. Its payout ratio is about 26% of earnings.
Is WFC overvalued?
With a P/E ratio of 12.7×, WFC trades at a relatively modest valuation for the financial services sector. Its PEG ratio is 1.67. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is WFC's market cap?
Wells Fargo & Company (WFC) has a market capitalization of $265.03 billion, classifying it as a mega-cap stock in the Financial Services sector.
Disclaimer: This page — including any buy/hold/avoid view, fair value or price estimate — is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.