SCHW- The Charles Schwab Corporation
Financial Services · Capital Markets
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 20 analysts
12-Month Price Target
$124.95
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $107.25
Graham Number
√(22.5 × EPS × Book Value)
$56.04
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$15.47
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
80% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
20.3%Return on equity - measures how efficiently capital is used
Positive profit margin
38.8%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+20.9%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+42.6%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
151.11×Low financial leverage reduces risk of distress
Current ratio above 1
0.66×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$949M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.19%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 15, 2026
33
days
EPS (TTM)
$5.49
P/E (TTM)
19.5
Fwd P/E
13.7
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
1.19%
5Y Avg Annual
$0.9760
Last Payment
$0.3200
Ex-Date
08/14/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest08/14/2026 | 08/28/2026 | $0.3200 | 1.19% |
05/08/2026 | 05/22/2026 | $0.3200 | 1.19% |
02/13/2026 | 02/27/2026 | $0.3200 | 1.19% |
11/14/2025 | 11/28/2025 | $0.2700 | 1.01% |
08/08/2025 | 08/22/2025 | $0.2700 | 1.01% |
05/09/2025 | 05/23/2025 | $0.2700 | 1.01% |
02/14/2025 | 02/28/2025 | $0.2700 | 1.01% |
11/08/2024 | 11/22/2024 | $0.2500 | 0.93% |
Magic Number
Shares needed to self-fund your next purchase
$107.25
Price
$0.3200
Last div. (quarterly)
336
shares
Own 336 SCHW shares ($36,036.00) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$36,036.00
New shares / year
+4 shares
Dividend Calculator
1.19% yieldEstimate SCHW dividend income at the current rate.
Per year
$119.35
Per month
$9.95
≈ 93.2 shares at $1.28/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
SCHW vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About The Charles Schwab Corporation
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including money market funds, and certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital and software based trading platforms; research tools, and multichannel support, real-time market data, options trading; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.
Sector
Financial Services
Industry
Capital Markets
Location
Westlake, United States
Employees
33,700
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The Charles Schwab Corporation (SCHW) stock trades at $107.25, down 0.07% on the day. With a market capitalization of $185.47 billion, SCHW is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 19.5, a forward P/E of 13.7 and earnings per share (EPS) of $5.49. Over the most recent period the company reported 21% year-over-year revenue growth and a net profit margin of 38.8%. Below you'll find SCHW's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
SCHW - Frequently Asked Questions
Is The Charles Schwab Corporation (SCHW) a good stock to buy in 2026?
The Charles Schwab Corporation (SCHW) shows strengths such as revenue growth of 21%, a strong 39% net margin and a 20% return on equity, while risks include high leverage (debt/equity of 151.1). Whether SCHW is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is SCHW's stock price today?
The Charles Schwab Corporation (SCHW) trades at $107.25, down 0.07% on the session. Prices on this page update throughout the trading day.
Does SCHW pay a dividend?
Yes. The Charles Schwab Corporation pays an annual dividend of $1.28 per share, a dividend yield of 1.19%. The most recent ex-dividend date was August 14, 2026. Its payout ratio is about 21% of earnings.
Is SCHW overvalued?
With a P/E ratio of 19.5×, SCHW trades at a roughly market-average valuation for the financial services sector. Its PEG ratio is 0.90 (below 1, which can signal growth at a reasonable price). See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is SCHW's market cap?
The Charles Schwab Corporation (SCHW) has a market capitalization of $185.47 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.