V— Visa Inc.
NYSEFinancial Services · Credit Services
Visa Inc. (V) stock trades at $328.48, up 0.58% on the day. With a market capitalization of $624.68 billion, V is a mega-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 28.7, a forward P/E of 22.1 and earnings per share (EPS) of $11.46. Over the most recent period the company reported 17% year-over-year revenue growth and a net profit margin of 51.7%. Below you'll find V's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
Price & Performance
Performance
Analysis & Verdict
Visa Inc. (V) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
Visa Inc. (V) operates in the Credit Services space within the Financial Services sector. With a market cap of $624.7B, it qualifies as a large-cap company. The company is growing revenue strongly while maintaining healthy profitability — a combination that investors typically reward with a premium valuation.
- Forward P/E (22.1×) is lower than trailing P/E (28.7×) — analysts expect earnings to improve
- Revenue growth of 17% YoY shows solid business momentum
- Earnings grew 36% YoY — bottom-line is expanding fast
- Exceptional profit margin of 51.7% — the business retains a large share of each dollar earned
- ROE of 60.3% shows management efficiently converts equity into profit
- P/E of 28.7× is above average — valuation requires continued strong growth to justify
- High debt-to-equity of 67.23× increases financial risk, especially with elevated interest rates
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Fair Value Estimates
Current price: $328.48
Graham Number
√(22.5 × EPS × Book Value)
$69.33
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$31.23
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
9/10
90% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
60.3%Return on equity — measures how efficiently capital is used
Positive profit margin
51.7%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+17.1%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+35.5%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
67.23×Low financial leverage reduces risk of distress
Current ratio above 1
1.09×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$2.5B/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
0.82%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Jul 28, 2026
34
days
EPS (TTM)
$11.46
P/E (TTM)
28.7
Fwd P/E
22.1
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
0.82%
5Y Avg Annual
$1.8750
Last Payment
$0.6700
Ex-Date
05/12/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest05/12/2026 | 06/01/2026 | $0.6700 | 0.82% |
02/10/2026 | 03/02/2026 | $0.6700 | 0.82% |
11/12/2025 | 12/02/2025 | $0.6700 | 0.82% |
08/12/2025 | 09/01/2025 | $0.5900 | 0.72% |
05/13/2025 | 06/02/2025 | $0.5900 | 0.72% |
02/11/2025 | 03/03/2025 | $0.5900 | 0.72% |
11/12/2024 | 12/02/2024 | $0.5900 | 0.72% |
08/09/2024 | 08/29/2024 | $0.5200 | 0.63% |
Magic Number
Shares needed to self-fund your next purchase
$328.48
Price
$0.6700
Last div. (quarterly)
491
shares
Own 491 V shares ($161,283.68) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$161,283.68
New shares / year
+4 shares
Tools & Simulators
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
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About Visa Inc.
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
Sector
Financial Services
Industry
Credit Services
Location
San Francisco, United States
Employees
34,100
V — Frequently Asked Questions
Is Visa Inc. (V) a good stock to buy in 2026?
Visa Inc. (V) shows strengths such as revenue growth of 17%, a strong 52% net margin and a 60% return on equity, while risks include high leverage (debt/equity of 67.2). Whether V is a good buy in 2026 depends on your time horizon and risk tolerance — review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is V's stock price today?
Visa Inc. (V) trades at $328.48, up 0.58% on the session. Prices on this page update throughout the trading day.
Does V pay a dividend?
Yes. Visa Inc. pays an annual dividend of $2.68 per share, a dividend yield of 0.82%. The most recent ex-dividend date was May 12, 2026. Its payout ratio is about 22% of earnings.
Is V overvalued?
With a P/E ratio of 28.7×, V is valued above the broad-market average for the financial services sector. Its PEG ratio is 1.43. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is V's market cap?
Visa Inc. (V) has a market capitalization of $624.68 billion, classifying it as a mega-cap stock in the Financial Services sector.
Disclaimer: This page — including any buy/hold/avoid view, fair value or price estimate — is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.