RKT
Financial Services · Mortgage Finance
Performance
RKT (RKT) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
RKT (RKT) operates in the Mortgage Finance space within the Financial Services sector. With a market cap of $39.5B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Revenue grew 167% year-over-year — exceptional top-line expansion
- Current ratio of 2.5× — ample short-term liquidity
- Price is near its 52-week low — potential entry point with asymmetric upside
- Thin profit margin of 2.7% — little buffer against cost increases
- High debt-to-equity of 136.36× increases financial risk, especially with elevated interest rates
- High beta of 2.20 — this stock is significantly more volatile than the broader market
Verdict
Hold
Mixed signals — strengths and risks roughly balance. Wait for a clearer catalyst.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
—
5Y Avg Annual
$0.5840
Last Payment
$0.8000
Ex-Date
03/20/2025
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest03/20/2025 | 04/03/2025 | $0.8000 | 22.90% |
03/07/2022 | 03/21/2022 | $1.0100 | 28.91% |
03/08/2021 | 03/22/2021 | $1.1100 | 31.77% |
Magic Number
Shares needed to self-fund your next purchase
$13.98
Price
$0.8000
Last div. (yearly)
18
shares
Own 18 RKT shares ($251.55) and each yearly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$251.55
New shares / year
+1 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Jul 30, 2026
44
days
EPS (TTM)
$-0.03
P/E (TTM)
—
Fwd P/E
12.8
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $13.97
Graham Number
√(22.5 × EPS × Book Value)
N/A
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$16.22
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
6/10
75% score
Pays dividends
5Y hist.5+ years of dividend history
Dividend consistency (5Y+)
5 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
1.7%Return on equity — measures how efficiently capital is used
Positive profit margin
2.7%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+167.1%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
136.36×Low financial leverage reduces risk of distress
Current ratio above 1
2.48×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$341M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
Stock must distribute income to shareholders
Related Assets
Financial Services
About RKT
Rocket Companies, Inc., a fintech company, engages in the mortgage, real estate, and personal finance businesses in the United States and Canada. It operates in two segments, Direct to Consumer and Partner Network. The company offers Rocket Mortgage, a mortgage lender service; Redfin, a digital real estate brokerage and home search platform; Rocket Close, a digital experience for appraisal management, settlement, and title services; Rocket Money, a finance app that offers a suite of financial wellness services including subscription cancellation, budget management and credit score improvement; and Rocket Loans, a platform for personal loan. It also originates, closes, sells, and services agency-conforming loans; and provides Rocket Pro that works with mortgage brokers, community banks, and credit unions, to maintain own brand and client relationships. Rocket Companies, Inc. was founded in 1985 and is headquartered in Detroit, Michigan. Rocket Companies, Inc. was formerly a subsidiary of Rock Holdings Inc.
Sector
Financial Services
Industry
Mortgage Finance
Location
Detroit, United States
Employees
23,500