AIZ
Financial Services · Insurance - Property & Casualty
Performance
AIZ (AIZ) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
AIZ (AIZ) operates in the Insurance - Property & Casualty space within the Financial Services sector. With a market cap of $13.0B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 13.4× suggests the stock may be undervalued relative to earnings
- Forward P/E (11.6×) is lower than trailing P/E (13.4×) — analysts expect earnings to improve
- Revenue growth of 11% YoY shows solid business momentum
- Earnings grew 91% YoY — bottom-line is expanding fast
- ROE of 18.0% shows management efficiently converts equity into profit
- Low beta of 0.57 — less volatile than the market, suitable for conservative portfolios
- High debt-to-equity of 37.61× increases financial risk, especially with elevated interest rates
- Current ratio below 1 (0.39×) — short-term liabilities exceed current assets
- Price is near its 52-week high — limited near-term upside, higher pullback risk
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
1.36%
5Y Avg Annual
$2.7120
Last Payment
$0.8800
Ex-Date
06/08/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest06/08/2026 | 06/29/2026 | $0.8800 | 1.35% |
02/17/2026 | 03/10/2026 | $0.8800 | 1.35% |
12/01/2025 | 12/22/2025 | $0.8800 | 1.35% |
09/02/2025 | 09/23/2025 | $0.8000 | 1.22% |
06/09/2025 | 06/30/2025 | $0.8000 | 1.22% |
02/03/2025 | 02/24/2025 | $0.8000 | 1.22% |
12/09/2024 | 12/30/2024 | $0.8000 | 1.22% |
09/03/2024 | 09/24/2024 | $0.7200 | 1.10% |
Magic Number
Shares needed to self-fund your next purchase
$261.70
Price
$0.8800
Last div. (quarterly)
298
shares
Own 298 AIZ shares ($77,985.11) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$77,985.11
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Aug 4, 2026
49
days
EPS (TTM)
$19.51
P/E (TTM)
13.4
Fwd P/E
11.6
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $261.69
Graham Number
√(22.5 × EPS × Book Value)
$227.75
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$48.20
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
80% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
18.0%Return on equity — measures how efficiently capital is used
Positive profit margin
7.6%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+11.3%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+91.2%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
37.61×Low financial leverage reduces risk of distress
Current ratio above 1
0.39×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$107M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.36%Stock must distribute income to shareholders
Related Assets
Financial Services
About AIZ
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.
Sector
Financial Services
Industry
Insurance - Property & Casualty
Location
Atlanta, United States
Employees
14,800