AJG
Financial Services · Insurance Brokers
Performance
AJG (AJG) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
AJG (AJG) operates in the Insurance Brokers space within the Financial Services sector. With a market cap of $55.6B, it qualifies as a mid-cap company. The company is growing revenue strongly while maintaining healthy profitability — a combination that investors typically reward with a premium valuation.
- Forward P/E (14.5×) is lower than trailing P/E (35.0×) — analysts expect earnings to improve
- Revenue grew 35% year-over-year — exceptional top-line expansion
- Healthy profit margin of 11.4%
- Price is near its 52-week low — potential entry point with asymmetric upside
- Low beta of 0.53 — less volatile than the market, suitable for conservative portfolios
- P/E of 35.0× is above average — valuation requires continued strong growth to justify
- High debt-to-equity of 56.18× increases financial risk, especially with elevated interest rates
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
1.30%
5Y Avg Annual
$2.1280
Last Payment
$0.7000
Ex-Date
06/05/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest06/05/2026 | 06/19/2026 | $0.7000 | 1.29% |
03/06/2026 | 03/20/2026 | $0.7000 | 1.29% |
12/05/2025 | 12/19/2025 | $0.6500 | 1.20% |
09/05/2025 | 09/19/2025 | $0.6500 | 1.20% |
06/06/2025 | 06/20/2025 | $0.6500 | 1.20% |
03/07/2025 | 03/21/2025 | $0.6500 | 1.20% |
12/06/2024 | 12/20/2024 | $0.6000 | 1.11% |
09/06/2024 | 09/20/2024 | $0.6000 | 1.11% |
Magic Number
Shares needed to self-fund your next purchase
$216.24
Price
$0.7000
Last div. (quarterly)
309
shares
Own 309 AJG shares ($66,818.16) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$66,818.16
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Jul 30, 2026
44
days
EPS (TTM)
$6.17
P/E (TTM)
35.0
Fwd P/E
14.5
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $216.24
Graham Number
√(22.5 × EPS × Book Value)
$113.35
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$37.20
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
80% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
7.0%Return on equity — measures how efficiently capital is used
Positive profit margin
11.4%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+34.6%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+16.2%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
56.18×Low financial leverage reduces risk of distress
Current ratio above 1
1.06×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$412M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.30%Stock must distribute income to shareholders
Related Assets
Financial Services
About AJG
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. The company was founded in 1927 and is headquartered in Rolling Meadows, Illinois.
Sector
Financial Services
Industry
Insurance Brokers
Location
Rolling Meadows, United States
Employees
72,373