AJG- Arthur J. Gallagher & Co.
Financial Services · Insurance Brokers
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 18 analysts
12-Month Price Target
$291.72
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $253.30
Graham Number
√(22.5 × EPS × Book Value)
$112.05
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$37.20
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
7/10
70% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
6.7%Return on equity - measures how efficiently capital is used
Positive profit margin
10.4%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+30.9%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
-10.7%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
59.40×Low financial leverage reduces risk of distress
Current ratio above 1
1.05×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$388M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.17%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 29, 2026
44
days
EPS (TTM)
$6.03
P/E (TTM)
42.0
Fwd P/E
17.0
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
1.17%
5Y Avg Annual
$2.2680
Last Payment
$0.7000
Ex-Date
09/08/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest09/08/2026 | 09/18/2026 | $0.7000 | 1.11% |
06/05/2026 | 06/15/2026 | $0.7000 | 1.11% |
03/06/2026 | 03/16/2026 | $0.7000 | 1.11% |
12/05/2025 | 12/15/2025 | $0.6500 | 1.03% |
09/05/2025 | 09/15/2025 | $0.6500 | 1.03% |
06/06/2025 | 06/16/2025 | $0.6500 | 1.03% |
03/07/2025 | 03/17/2025 | $0.6500 | 1.03% |
12/06/2024 | 12/16/2024 | $0.6000 | 0.95% |
Magic Number
Shares needed to self-fund your next purchase
$253.30
Price
$0.7000
Last div. (quarterly)
362
shares
Own 362 AJG shares ($91,694.60) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$91,694.60
New shares / year
+4 shares
Dividend Calculator
1.11% yieldEstimate AJG dividend income at the current rate.
Per year
$110.54
Per month
$9.21
≈ 39.5 shares at $2.8/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
AJG vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About Arthur J. Gallagher & Co.
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. The company was founded in 1927 and is headquartered in Rolling Meadows, Illinois.
Sector
Financial Services
Industry
Insurance Brokers
Location
Rolling Meadows, United States
Employees
67,456
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Arthur J. Gallagher & Co. (AJG) stock trades at $253.30, up 5.40% on the day. With a market capitalization of $64.93 billion, AJG is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 42.0, a forward P/E of 17.0 and earnings per share (EPS) of $6.03. Over the most recent period the company reported 31% year-over-year revenue growth and a net profit margin of 10.4%. Below you'll find AJG's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
AJG - Frequently Asked Questions
Is Arthur J. Gallagher & Co. (AJG) a good stock to buy in 2026?
Arthur J. Gallagher & Co. (AJG) shows strengths such as revenue growth of 31%, while risks include a rich P/E of 42× and high leverage (debt/equity of 59.4). Whether AJG is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is AJG's stock price today?
Arthur J. Gallagher & Co. (AJG) trades at $253.30, up 5.40% on the session. Prices on this page update throughout the trading day.
Does AJG pay a dividend?
Yes. Arthur J. Gallagher & Co. pays an annual dividend of $2.80 per share, a dividend yield of 1.17%. The most recent ex-dividend date was September 8, 2026. Its payout ratio is about 45% of earnings.
Is AJG overvalued?
With a P/E ratio of 42.0×, AJG trades at a premium valuation for the financial services sector. Its PEG ratio is 0.71 (below 1, which can signal growth at a reasonable price). See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is AJG's market cap?
Arthur J. Gallagher & Co. (AJG) has a market capitalization of $64.93 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.