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PFG

PFG

Financial Services · Asset Management

$111.66+0.97%
Mkt Cap: $24.12BDY: 2.97%

Performance

PFG (PFG) Stock Analysis 2026

Rule-based · Updated daily · Not financial advice

PFG (PFG) operates in the Asset Management space within the Financial Services sector. With a market cap of $24.1B, it qualifies as a mid-cap company. Revenue has been contracting year-over-year, a headwind that investors will watch closely in upcoming earnings.

Bull Case4
  • Forward P/E (10.9×) is lower than trailing P/E (16.0×) — analysts expect earnings to improve
  • Earnings grew 819% YoY — bottom-line is expanding fast
  • Healthy profit margin of 10.1%
  • Dividend yield of 2.97% provides consistent income on top of price appreciation
Bear Case3
  • Revenue declined 5% YoY — warning sign for business momentum
  • High debt-to-equity of 33.62× increases financial risk, especially with elevated interest rates
  • Price is near its 52-week high — limited near-term upside, higher pullback risk

Verdict

Buy / Hold

More positives than negatives. Fundamentals support holding while monitoring key risks.

AI Insight

Powered by Claude

AI-generated analysis for informational purposes only. Not financial advice.

Related Articles

Revenue & Results

Dividends

Current DY

2.97%

5Y Avg Annual

$2.5420

Last Payment

$0.8200

Ex-Date

06/01/2026

Annual dividends paid per share

2011
2019
2026
Ex-DatePaymentAmountEst. DY
Latest06/01/2026
06/26/2026$0.82002.94%
03/11/2026
04/05/2026$0.80002.87%
12/03/2025
12/28/2025$0.79002.83%
09/04/2025
09/29/2025$0.78002.79%
06/02/2025
06/27/2025$0.76002.72%
03/12/2025
04/06/2025$0.75002.69%
12/02/2024
12/27/2024$0.73002.62%
09/05/2024
09/30/2024$0.72002.58%

Magic Number

Shares needed to self-fund your next purchase

$111.66

Price

÷

$0.8200

Last div. (quarterly)

=

137

shares

Own 137 PFG shares ($15,297.42) and each quarterly dividend pays for 1 new share — the snowball runs on its own.

Investment target

$15,297.42

New shares / year

+4 shares

If You Had Invested…

Hypothetical return based on historical prices

$

* Dividend reinvestment calculated at ex-date price. For informational purposes only.

Earnings

Next Earnings

Jul 27, 2026

41

days

EPS (TTM)

$6.97

P/E (TTM)

16.0

Fwd P/E

10.9

Earnings History

SEC EDGAR · official filings

SEC filings

SEC Filings

Official EDGAR documents

All filings

Key Statistics

Valuation

Market Cap$24.12B
P/E Ratio16.02
Forward P/E10.93
P/B Ratio
PEG Ratio1.06
EPS (TTM)$6.97

Trading

Open
Day High
Day Low
52W High$112.07
52W Low$75.00
Volume
Avg Volume (3M)1,335,184
Beta0.90

Dividends

Dividend Yield2.97%
Annual Rate$3.28
Ex-Div Date2026-06-01
Payout Ratio44.91%

Profitability

Profit Margin10.10%
Operating Margin14.80%
ROE13.39%
ROA0.38%
Revenue Growth-4.50%
Earnings Growth819.00%

Balance Sheet

Total Revenue$15.46B
Total Debt$4.17B
Debt / Equity33.62
Current Ratio1.53
Free Cash Flow$1.46B

Fair Value Estimates

Current price: $111.66

Graham Number

√(22.5 × EPS × Book Value)

$92.52

-17.1% downside

Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.

Bazin Ceiling Price

Avg. Annual DPS (5Y) ÷ 6%

$45.10

-59.6% downside

Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.

These are simplified estimates. Not financial advice.

Buy & Hold Checklist

Quality criteria for long-term holding

8/10

80% score

Pays dividends

15Y hist.

15+ years of dividend history

Dividend consistency (5Y+)

15 yrs

Uninterrupted dividend payments for at least 5 years

ROE above 10%

13.4%

Return on equity — measures how efficiently capital is used

Positive profit margin

10.1%

Net profit margin must be positive — company earns more than it spends

Revenue growth (annual)

-4.5%

Annual revenue must be growing compared to the prior year

Earnings growth (annual)

+819.0%

Annual earnings must be growing compared to the prior year

Debt/Equity below 2×

33.62×

Low financial leverage reduces risk of distress

Current ratio above 1

1.53×

Short-term assets must cover short-term liabilities

Daily liquidity above $5M

$149M/day

High trading volume ensures easy entry and exit

Dividend yield above 0%

2.97%

Stock must distribute income to shareholders

Related Assets

Financial Services

About PFG

Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. The company operates through Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection segments. The Retirement and Income Solutions segment provides retirement, and related financial products and services. This segment offers products and services for defined contribution plans, including 401(k) and 403(b) plans, defined benefit plans, nonqualified executive benefit plans, employee stock ownership plans, equity compensation, and pension risk transfer services; individual retirement accounts; investment only products; and mutual funds, individual variable annuities, registered index-linked annuities, and bank products, as well as trust and custody services. The Principal Asset Management segment provides equity, fixed income, real estate, and other alternative investments, as well as fund offerings. This segment also offers pension accumulation products and services, mutual funds, asset management, income annuities, and life insurance accumulation products, as well as voluntary savings plans. The Benefits and Protection segment provides specialty benefits, such as specialty benefits group dental and vision insurance, group life and other insurance, and group and individual disability insurance, as well as administers group dental, disability, and vision benefits; and individual life insurance products comprising universal, variable universal, indexed universal, and term life insurance products. This segment serves insurance solutions for small and medium-sized businesses and their owners, as well as employees. The company was founded in 1879 and is based in Des Moines, Iowa.

Sector

Financial Services

Industry

Asset Management

Location

Des Moines, United States

Employees

19,700