PFG- Principal Financial Group, Inc.
Financial Services · Asset Management
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
HoldWall Street consensus from 12 analysts
12-Month Price Target
$111.83
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $116.90
Graham Number
√(22.5 × EPS × Book Value)
$94.53
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$45.10
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
9/10
90% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
12.9%Return on equity - measures how efficiently capital is used
Positive profit margin
9.9%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+6.4%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+2.8%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
35.31×Low financial leverage reduces risk of distress
Current ratio above 1
1.59×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$166M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
2.87%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 26, 2026
41
days
EPS (TTM)
$7.02
P/E (TTM)
16.7
Fwd P/E
11.3
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
2.87%
5Y Avg Annual
$2.7100
Last Payment
$0.8400
Ex-Date
09/03/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest09/03/2026 | 09/25/2026 | $0.8400 | 2.87% |
06/01/2026 | 06/23/2026 | $0.8200 | 2.81% |
03/11/2026 | 04/02/2026 | $0.8000 | 2.74% |
12/03/2025 | 12/25/2025 | $0.7900 | 2.70% |
09/04/2025 | 09/26/2025 | $0.7800 | 2.67% |
06/02/2025 | 06/24/2025 | $0.7600 | 2.60% |
03/12/2025 | 04/03/2025 | $0.7500 | 2.57% |
12/02/2024 | 12/24/2024 | $0.7300 | 2.50% |
Magic Number
Shares needed to self-fund your next purchase
$116.90
Price
$0.8400
Last div. (quarterly)
140
shares
Own 140 PFG shares ($16,366.00) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$16,366.00
New shares / year
+4 shares
Dividend Calculator
2.87% yieldEstimate PFG dividend income at the current rate.
Per year
$287.43
Per month
$23.95
≈ 85.5 shares at $3.36/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
PFG vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About Principal Financial Group, Inc.
Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. The company operates through Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection segments. The Retirement and Income Solutions segment provides retirement, and related financial products and services. This segment offers products and services for defined contribution plans, including 401(k) and 403(b) plans, defined benefit plans, nonqualified executive benefit plans, employee stock ownership plans, equity compensation, and pension risk transfer services; individual retirement accounts; investment only products; and mutual funds, individual variable annuities, registered index-linked annuities, and bank products, as well as trust and custody services. The Principal Asset Management segment provides equity, fixed income, real estate, and other alternative investments, as well as fund offerings. This segment also offers pension accumulation products and services, mutual funds, asset management, income annuities, and life insurance accumulation products, as well as voluntary savings plans. The Benefits and Protection segment provides specialty benefits, such as specialty benefits group dental and vision insurance, group life and other insurance, and group and individual disability insurance, as well as administers group dental, disability, and vision benefits; and individual life insurance products comprising universal, variable universal, indexed universal, and term life insurance products. This segment serves insurance solutions for small and medium-sized businesses and their owners, as well as employees. The company was founded in 1879 and is based in Des Moines, Iowa.
Sector
Financial Services
Industry
Asset Management
Location
Des Moines, United States
Employees
19,700
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Principal Financial Group, Inc. (PFG) stock trades at $116.90, up 0.63% on the day. With a market capitalization of $25.03 billion, PFG is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 16.7, a forward P/E of 11.3 and earnings per share (EPS) of $7.02. Over the most recent period the company reported 6% year-over-year revenue growth and a net profit margin of 9.9%. Below you'll find PFG's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
PFG - Frequently Asked Questions
Is Principal Financial Group, Inc. (PFG) a good stock to buy in 2026?
Principal Financial Group, Inc. (PFG) shows risks such as high leverage (debt/equity of 35.3). Whether PFG is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is PFG's stock price today?
Principal Financial Group, Inc. (PFG) trades at $116.90, up 0.63% on the session. Prices on this page update throughout the trading day.
Does PFG pay a dividend?
Yes. Principal Financial Group, Inc. pays an annual dividend of $3.36 per share, a dividend yield of 2.87%. The most recent ex-dividend date was September 3, 2026. Its payout ratio is about 45% of earnings.
Is PFG overvalued?
With a P/E ratio of 16.7×, PFG trades at a roughly market-average valuation for the financial services sector. Its PEG ratio is 1.06. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is PFG's market cap?
Principal Financial Group, Inc. (PFG) has a market capitalization of $25.03 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.