LPLA- LPL Financial Holdings Inc.
Financial Services · Capital Markets
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 15 analysts
12-Month Price Target
$430.00
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $345.66
Graham Number
√(22.5 × EPS × Book Value)
$142.90
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$18.67
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
9/10
90% score
Pays dividends
14Y hist.14+ years of dividend history
Dividend consistency (5Y+)
14 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
18.6%Return on equity - measures how efficiently capital is used
Positive profit margin
5.2%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+36.4%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+39.4%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
135.37×Low financial leverage reduces risk of distress
Current ratio above 1
2.35×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$266M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
0.34%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 29, 2026
44
days
EPS (TTM)
$12.48
P/E (TTM)
27.7
Fwd P/E
11.6
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
0.34%
5Y Avg Annual
$1.1000
Last Payment
$0.3000
Ex-Date
08/14/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest08/14/2026 | 08/28/2026 | $0.3000 | 0.35% |
05/21/2026 | 06/04/2026 | $0.3000 | 0.35% |
03/10/2026 | 03/24/2026 | $0.3000 | 0.35% |
11/13/2025 | 11/27/2025 | $0.3000 | 0.35% |
08/15/2025 | 08/29/2025 | $0.3000 | 0.35% |
05/30/2025 | 06/13/2025 | $0.3000 | 0.35% |
03/11/2025 | 03/25/2025 | $0.3000 | 0.35% |
11/14/2024 | 11/28/2024 | $0.3000 | 0.35% |
Magic Number
Shares needed to self-fund your next purchase
$345.66
Price
$0.3000
Last div. (quarterly)
1,153
shares
Own 1,153 LPLA shares ($398,545.98) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$398,545.98
New shares / year
+4 shares
Dividend Calculator
0.35% yieldEstimate LPLA dividend income at the current rate.
Per year
$34.72
Per month
$2.89
≈ 28.9 shares at $1.2/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
LPLA vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About LPL Financial Holdings Inc.
LPL Financial Holdings Inc., together with its subsidiaries, provides an integrated platform of brokerage and investment advisory services to independent financial advisors and financial advisors at institutions in the United States. The company's brokerage offerings include variable and fixed annuities, mutual funds, equities, fixed income, alternative investments, retirement and 529 education savings plans, and insurance; and client cash programs consist of Federal Deposit Insurance Corporation (FDIC) insured bank sweep vehicles, and a client cash and money market account. It also provides fee-based platforms that provide access to mutual funds, exchange traded funds, stocks, bonds, certain options strategies, unit investment trusts, institutional money managers, and no-load multi-manager variable annuities. In addition, the company offers retirement solutions for commission and fee-based services that allow advisors to provide brokerage services, consultation, and advice to retirement plan sponsors. Further, it provides other services comprising tools and services that enable advisors to maintain and grow their practices; trust, investment management oversight, and custodial services for estates and families; an advisor-facing trading and portfolio rebalancing platform; insurance brokerage general agency services; and technology products, including proposal generation, investment analytics, and portfolio modeling. The company was formerly known as LPL Investment Holdings Inc. and changed its name to LPL Financial Holdings Inc. in June 2012. LPL Financial Holdings Inc. was founded in 1989 and is based in San Diego, California.
Sector
Financial Services
Industry
Capital Markets
Location
San Diego, United States
Employees
10,081
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LPL Financial Holdings Inc. (LPLA) stock trades at $345.66, down 2.30% on the day. With a market capitalization of $27.22 billion, LPLA is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 27.7, a forward P/E of 11.6 and earnings per share (EPS) of $12.48. Over the most recent period the company reported 36% year-over-year revenue growth and a net profit margin of 5.2%. Below you'll find LPLA's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
LPLA - Frequently Asked Questions
Is LPL Financial Holdings Inc. (LPLA) a good stock to buy in 2026?
LPL Financial Holdings Inc. (LPLA) shows strengths such as revenue growth of 36% and a 19% return on equity, while risks include high leverage (debt/equity of 135.4). Whether LPLA is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is LPLA's stock price today?
LPL Financial Holdings Inc. (LPLA) trades at $345.66, down 2.30% on the session. Prices on this page update throughout the trading day.
Does LPLA pay a dividend?
Yes. LPL Financial Holdings Inc. pays an annual dividend of $1.20 per share, a dividend yield of 0.34%. The most recent ex-dividend date was August 14, 2026. Its payout ratio is about 10% of earnings.
Is LPLA overvalued?
With a P/E ratio of 27.7×, LPLA is valued above the broad-market average for the financial services sector. Its PEG ratio is 0.46 (below 1, which can signal growth at a reasonable price). See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is LPLA's market cap?
LPL Financial Holdings Inc. (LPLA) has a market capitalization of $27.22 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.