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BBDC3.SA

BBDC3.SA- Banco Bradesco S.A.

🇧🇷 BRL

Financial Services · Banks - Regional

Price?
R$16.83+3.34%
1Y Change?
-
P/E?
7.68
Last Dividend?
R$0.02
Div Yield?
1.23%
Backtest Snapshot

Price & Performance

Performance

Analysis & Verdict

Fair Value Estimates

Current price: $16.83

Graham Number

√(22.5 × EPS × Book Value)

$29.07

+72.7% upside

Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.

Bazin Ceiling Price

Avg. Annual DPS (5Y) ÷ 6%

$11.16

-33.7% downside

Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.

These are simplified estimates. Not financial advice.

Buy & Hold Checklist

Quality criteria for long-term holding

8/10

100% score

Pays dividends

15Y hist.

15+ years of dividend history

Dividend consistency (5Y+)

15 yrs

Uninterrupted dividend payments for at least 5 years

ROE above 10%

13.8%

Return on equity - measures how efficiently capital is used

Positive profit margin

26.1%

Net profit margin must be positive - company earns more than it spends

Revenue growth (annual)

+7.2%

Annual revenue must be growing compared to the prior year

Earnings growth (annual)

+17.8%

Annual earnings must be growing compared to the prior year

Debt/Equity below 2×

Low financial leverage reduces risk of distress

Current ratio above 1

Short-term assets must cover short-term liabilities

Daily liquidity above $5M

$138M/day

High trading volume ensures easy entry and exit

Dividend yield above 0%

1.23%

Stock must distribute income to shareholders

Financials

Revenue & Results

Key Statistics

Market Cap$178.22B
Enterprise Value$737.72B
P/E Ratio7.68
Forward P/E-
P/S Ratio1.91

Earnings

Next Earnings

Nov 4, 2026

32

days

EPS (TTM)

$2.19

P/E (TTM)

7.7

Fwd P/E

-

Dividends & Income

Dividends

Current DY

1.23%

5Y Avg Annual

$0.5689

Last Payment

$0.0173

Ex-Date

10/02/2026

Annual dividends paid per share

2011
2018
2026
Ex-DatePaymentAmountEst. DY
Latest10/02/2026
10/16/2026$0.01730.41%
04/02/2024
04/16/2024$0.01720.41%
03/04/2024
03/18/2024$0.01720.41%
02/02/2024
02/16/2024$0.01720.41%
01/03/2024
01/17/2024$0.01720.41%
12/22/2023
01/05/2024$0.625214.86%
12/04/2023
12/18/2023$0.01720.41%
11/03/2023
11/17/2023$0.01720.41%

Magic Number

Shares needed to self-fund your next purchase

$16.83

Price

÷

$0.0173

Last div. (semesterly)

=

976

shares

Own 976 BBDC3.SA shares ($16,426.08) and each semesterly dividend pays for 1 new share - the snowball runs on its own.

Investment target

$16,426.08

New shares / year

+2 shares

Dividend Calculator

1.25% yield

Estimate BBDC3.SA dividend income at the current rate.

$

Per year

$124.78

Per month

$10.4

≈ 594.2 shares at $0.21/share a year. Estimate only - dividends can be cut or raised.

Tools & Simulators

BBDC3.SA vs Peers, Indexes & Commodities

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Click a card below to plot it on the chart

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If you had invested
$
you would have:

Parameters

R$
R$
%

Final value

R$ 552.068,46

Total invested

R$ 130.000,00

Total interest

R$ 422.068,46

Balance over time

Final balanceInvested
Invested - 23.5%Interest earned - 76.5%

Period breakdown

PeriodBalanceInvestedInterest
StartR$ 10.000,00R$ 10.000,00R$ 0,00
Year 1R$ 17.523,25R$ 16.000,00R$ 1.523,25
Year 2R$ 25.949,29R$ 22.000,00R$ 3.949,29
Year 3R$ 35.386,45R$ 28.000,00R$ 7.386,45
Year 4R$ 45.956,07R$ 34.000,00R$ 11.956,07
Year 5R$ 57.794,05R$ 40.000,00R$ 17.794,05
Year 6R$ 71.052,59R$ 46.000,00R$ 25.052,59
Year 7R$ 85.902,15R$ 52.000,00R$ 33.902,15
Year 8R$ 102.533,65R$ 58.000,00R$ 44.533,65
Year 9R$ 121.160,94R$ 64.000,00R$ 57.160,94
Year 10R$ 142.023,50R$ 70.000,00R$ 72.023,50
Year 11R$ 165.389,57R$ 76.000,00R$ 89.389,57
Year 12R$ 191.559,57R$ 82.000,00R$ 109.559,57
Year 13R$ 220.869,97R$ 88.000,00R$ 132.869,97
Year 14R$ 253.697,61R$ 94.000,00R$ 159.697,61
Year 15R$ 290.464,57R$ 100.000,00R$ 190.464,57
Year 16R$ 331.643,57R$ 106.000,00R$ 225.643,57
Year 17R$ 377.764,05R$ 112.000,00R$ 265.764,05
Year 18R$ 429.418,98R$ 118.000,00R$ 311.418,98
Year 19R$ 487.272,51R$ 124.000,00R$ 363.272,51
Year 20R$ 552.068,46R$ 130.000,00R$ 422.068,46

What is compound interest?

Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.

Which rate should I use?

The Ibovespa, Brazil's main stock index, has historically returned roughly 12%/year in nominal terms over long periods. The CDI, the interbank interest benchmark, sits around 11% and tracks the Selic rate. The poupança (savings) pays about 6%, while inflation (IPCA) has run near 5%. Nominal Brazilian returns look high next to US figures mainly because inflation is higher, so compare real (inflation-adjusted) returns when planning.

Formula used

FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.

For educational purposes only. Not financial advice. Past returns do not guarantee future results.

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About Banco Bradesco S.A.

Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services in Brazil and internationally. The company operates in two segments, Banking and Insurance. It engages in banking operations, including investment, national, international, and private banking, as well as investment fund management, consortium administration, middle market and corporate activities, and leasing. The company also provides retail banking products, such as demand, savings, and time deposits, as well as mutual funds, foreign exchange services, and various loans and advances comprising overdrafts, credit cards, and loans with repayments in installments; and fund management and treasury services, corporate finance, and hedge and finance operations, which include working capital financing. In addition, it provides insurance products, such as life, pension, health, and non-life, as well as related insurance operations, supplemental pension plans, and capitalization bonds. Further, the company offers cards, consortia, service packages and fees, auctions, debt renegotiation, and accounts; and various services comprising related transactions and inquiries, profile and help, purchases and benefits, and permissions. It serves individuals, corporates, and businesses. The company was incorporated in 1943 and is headquartered in Osasco, Brazil.

Sector

Financial Services

Industry

Banks - Regional

Location

Osasco, Brazil

Employees

68,814

CEO

Mr. Marcelo de Araujo Noronha

Listed on São Paulo

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Banco Bradesco S.A. (BBDC3.SA) stock trades at $16.83, up 3.34% on the day. With a market capitalization of $178.22 billion, BBDC3.SA is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 7.7 and earnings per share (EPS) of $2.19. Over the most recent period the company reported 7% year-over-year revenue growth and a net profit margin of 26.1%. Below you'll find BBDC3.SA's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.

BBDC3.SA - Frequently Asked Questions

Is Banco Bradesco S.A. (BBDC3.SA) a good stock to buy in 2026?

Banco Bradesco S.A. (BBDC3.SA) shows strengths such as a strong 26% net margin. Whether BBDC3.SA is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.

What is BBDC3.SA's stock price today?

Banco Bradesco S.A. (BBDC3.SA) trades at $16.83 as of October 2, 2026, up 3.34% on the session. Prices on this page update throughout the trading day.

Does BBDC3.SA pay a dividend?

Yes. Banco Bradesco S.A. pays an annual dividend of $0.21 per share, a dividend yield of 1.23%. The most recent ex-dividend date was October 14, 2026. Its payout ratio is about 64% of earnings.

Is BBDC3.SA overvalued?

With a P/E ratio of 7.7×, BBDC3.SA trades at a relatively modest valuation for the financial services sector. Its PEG ratio is 1.52. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.

What is BBDC3.SA's market cap?

Banco Bradesco S.A. (BBDC3.SA) has a market capitalization of $178.22 billion, classifying it as a large-cap stock in the Financial Services sector.

Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.