BPAC11.SA- Banco BTG Pactual S.A.
🇧🇷 BRLFinancial Services · Capital Markets
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 13 analysts
12-Month Price Target
$67.62
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $66.02
Graham Number
√(22.5 × EPS × Book Value)
$15.18
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$13.61
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
100% score
Pays dividends
9Y hist.9+ years of dividend history
Dividend consistency (5Y+)
9 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
24.4%Return on equity - measures how efficiently capital is used
Positive profit margin
39.8%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+10.9%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+20.8%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
Low financial leverage reduces risk of distress
Current ratio above 1
Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$687M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.40%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
EPS (TTM)
$0.61
P/E (TTM)
107.5
Fwd P/E
10.9
Dividends & Income
Dividends
Current DY
1.40%
5Y Avg Annual
$0.8935
Last Payment
$0.7767
Ex-Date
08/11/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest08/11/2026 | 08/25/2026 | $0.7767 | 4.71% |
12/30/2025 | 01/13/2026 | $0.1484 | 0.90% |
12/19/2025 | 01/02/2026 | $0.4950 | 3.00% |
08/11/2025 | 08/25/2025 | $0.6040 | 3.66% |
01/06/2025 | 01/20/2025 | $0.1484 | 0.90% |
12/20/2024 | 01/03/2025 | $0.3033 | 1.84% |
07/04/2024 | 07/18/2024 | $0.4067 | 2.46% |
01/04/2024 | 01/18/2024 | $0.1482 | 0.90% |
Magic Number
Shares needed to self-fund your next purchase
$66.02
Price
$0.7767
Last div. (semesterly)
86
shares
Own 86 BPAC11.SA shares ($5,677.72) and each semesterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$5,677.72
New shares / year
+2 shares
Dividend Calculator
1.41% yieldEstimate BPAC11.SA dividend income at the current rate.
Per year
$140.87
Per month
$11.74
≈ 151.5 shares at $0.93/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
BPAC11.SA vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
R$ 552.068,46
Total invested
R$ 130.000,00
Total interest
R$ 422.068,46
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | R$ 10.000,00 | R$ 10.000,00 | R$ 0,00 |
| Year 1 | R$ 17.523,25 | R$ 16.000,00 | R$ 1.523,25 |
| Year 2 | R$ 25.949,29 | R$ 22.000,00 | R$ 3.949,29 |
| Year 3 | R$ 35.386,45 | R$ 28.000,00 | R$ 7.386,45 |
| Year 4 | R$ 45.956,07 | R$ 34.000,00 | R$ 11.956,07 |
| Year 5 | R$ 57.794,05 | R$ 40.000,00 | R$ 17.794,05 |
| Year 6 | R$ 71.052,59 | R$ 46.000,00 | R$ 25.052,59 |
| Year 7 | R$ 85.902,15 | R$ 52.000,00 | R$ 33.902,15 |
| Year 8 | R$ 102.533,65 | R$ 58.000,00 | R$ 44.533,65 |
| Year 9 | R$ 121.160,94 | R$ 64.000,00 | R$ 57.160,94 |
| Year 10 | R$ 142.023,50 | R$ 70.000,00 | R$ 72.023,50 |
| Year 11 | R$ 165.389,57 | R$ 76.000,00 | R$ 89.389,57 |
| Year 12 | R$ 191.559,57 | R$ 82.000,00 | R$ 109.559,57 |
| Year 13 | R$ 220.869,97 | R$ 88.000,00 | R$ 132.869,97 |
| Year 14 | R$ 253.697,61 | R$ 94.000,00 | R$ 159.697,61 |
| Year 15 | R$ 290.464,57 | R$ 100.000,00 | R$ 190.464,57 |
| Year 16 | R$ 331.643,57 | R$ 106.000,00 | R$ 225.643,57 |
| Year 17 | R$ 377.764,05 | R$ 112.000,00 | R$ 265.764,05 |
| Year 18 | R$ 429.418,98 | R$ 118.000,00 | R$ 311.418,98 |
| Year 19 | R$ 487.272,51 | R$ 124.000,00 | R$ 363.272,51 |
| Year 20 | R$ 552.068,46 | R$ 130.000,00 | R$ 422.068,46 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The Ibovespa, Brazil's main stock index, has historically returned roughly 12%/year in nominal terms over long periods. The CDI, the interbank interest benchmark, sits around 11% and tracks the Selic rate. The poupança (savings) pays about 6%, while inflation (IPCA) has run near 5%. Nominal Brazilian returns look high next to US figures mainly because inflation is higher, so compare real (inflation-adjusted) returns when planning.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About Banco BTG Pactual S.A.
Banco BTG Pactual S.A. provides financial products and services regarding commercial, investments, credit, financing, capital lease, insurance, and foreign exchange portfolios in Brazil and internationally. The company also offers personal investment services for a customized investment portfolio; international banking account services, including debit card, transfer, payment and receipt, and customer support services. It also provides wealth management services, such as execution, market research, educational resources and analytics, and relationship management; family wealth management; checking and savings accounts, certificates of deposit, retirement accounts, and money market accounts; real estate financing; as well as corporate loans, term loans, lines of credit, and lender financing. Banco BTG Pactual S.A. was founded in 1983 and is headquartered in Rio de Janeiro, Brazil. Banco BTG Pactual S.A. operates as a subsidiary of BTG Pactual Holding Financeira Ltda.
Sector
Financial Services
Industry
Capital Markets
Location
Rio De Janeiro, Brazil
Employees
11,733
CEO
Mr. Roberto Balls Sallouti
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Banco BTG Pactual S.A. (BPAC11.SA) stock trades at $66.02, up 3.64% on the day. With a market capitalization of $222.46 billion, BPAC11.SA is a mega-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 107.5, a forward P/E of 10.9 and earnings per share (EPS) of $0.61. Over the most recent period the company reported 11% year-over-year revenue growth and a net profit margin of 39.8%. Below you'll find BPAC11.SA's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
BPAC11.SA - Frequently Asked Questions
Is Banco BTG Pactual S.A. (BPAC11.SA) a good stock to buy in 2026?
Banco BTG Pactual S.A. (BPAC11.SA) shows strengths such as revenue growth of 11%, a strong 40% net margin and a 24% return on equity, while risks include a rich P/E of 108×. Whether BPAC11.SA is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is BPAC11.SA's stock price today?
Banco BTG Pactual S.A. (BPAC11.SA) trades at $66.02 as of October 2, 2026, up 3.64% on the session. Prices on this page update throughout the trading day.
Does BPAC11.SA pay a dividend?
Yes. Banco BTG Pactual S.A. pays an annual dividend of $0.93 per share, a dividend yield of 1.40%. The most recent ex-dividend date was August 11, 2026.
Is BPAC11.SA overvalued?
With a P/E ratio of 107.5×, BPAC11.SA trades at a premium valuation for the financial services sector. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is BPAC11.SA's market cap?
Banco BTG Pactual S.A. (BPAC11.SA) has a market capitalization of $222.46 billion, classifying it as a mega-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.