BBSE3.SA- BB Seguridade Participações S.A.
🇧🇷 BRLFinancial Services · Insurance - Diversified
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
UnderperformWall Street consensus from 12 analysts
12-Month Price Target
$37.25
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $40.45
Graham Number
√(22.5 × EPS × Book Value)
$24.43
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$44.55
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
7/10
78% score
Pays dividends
13Y hist.13+ years of dividend history
Dividend consistency (5Y+)
13 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
85.9%Return on equity - measures how efficiently capital is used
Positive profit margin
87.9%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
-0.9%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
-0.1%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
Low financial leverage reduces risk of distress
Current ratio above 1
1.15×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$239M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
11.35%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Nov 3, 2026
31
days
EPS (TTM)
$4.73
P/E (TTM)
8.6
Fwd P/E
9.2
Dividends & Income
Dividends
Current DY
11.35%
5Y Avg Annual
$3.3914
Last Payment
$1.9833
Ex-Date
08/07/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest08/07/2026 | 08/21/2026 | $1.9833 | 19.61% |
02/13/2026 | 02/27/2026 | $2.6068 | 25.78% |
08/15/2025 | 08/29/2025 | $1.9421 | 19.20% |
02/21/2025 | 03/07/2025 | $2.3202 | 22.94% |
08/19/2024 | 09/02/2024 | $1.3909 | 13.75% |
02/09/2024 | 02/23/2024 | $1.2613 | 12.47% |
08/17/2023 | 08/31/2023 | $1.6076 | 15.90% |
02/15/2023 | 03/01/2023 | $1.8786 | 18.58% |
Magic Number
Shares needed to self-fund your next purchase
$40.45
Price
$1.9833
Last div. (semesterly)
21
shares
Own 21 BBSE3.SA shares ($849.45) and each semesterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$849.45
New shares / year
+2 shares
Dividend Calculator
11.35% yieldEstimate BBSE3.SA dividend income at the current rate.
Per year
$1,134.73
Per month
$94.56
≈ 247.2 shares at $4.59/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
BBSE3.SA vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
R$ 552.068,46
Total invested
R$ 130.000,00
Total interest
R$ 422.068,46
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | R$ 10.000,00 | R$ 10.000,00 | R$ 0,00 |
| Year 1 | R$ 17.523,25 | R$ 16.000,00 | R$ 1.523,25 |
| Year 2 | R$ 25.949,29 | R$ 22.000,00 | R$ 3.949,29 |
| Year 3 | R$ 35.386,45 | R$ 28.000,00 | R$ 7.386,45 |
| Year 4 | R$ 45.956,07 | R$ 34.000,00 | R$ 11.956,07 |
| Year 5 | R$ 57.794,05 | R$ 40.000,00 | R$ 17.794,05 |
| Year 6 | R$ 71.052,59 | R$ 46.000,00 | R$ 25.052,59 |
| Year 7 | R$ 85.902,15 | R$ 52.000,00 | R$ 33.902,15 |
| Year 8 | R$ 102.533,65 | R$ 58.000,00 | R$ 44.533,65 |
| Year 9 | R$ 121.160,94 | R$ 64.000,00 | R$ 57.160,94 |
| Year 10 | R$ 142.023,50 | R$ 70.000,00 | R$ 72.023,50 |
| Year 11 | R$ 165.389,57 | R$ 76.000,00 | R$ 89.389,57 |
| Year 12 | R$ 191.559,57 | R$ 82.000,00 | R$ 109.559,57 |
| Year 13 | R$ 220.869,97 | R$ 88.000,00 | R$ 132.869,97 |
| Year 14 | R$ 253.697,61 | R$ 94.000,00 | R$ 159.697,61 |
| Year 15 | R$ 290.464,57 | R$ 100.000,00 | R$ 190.464,57 |
| Year 16 | R$ 331.643,57 | R$ 106.000,00 | R$ 225.643,57 |
| Year 17 | R$ 377.764,05 | R$ 112.000,00 | R$ 265.764,05 |
| Year 18 | R$ 429.418,98 | R$ 118.000,00 | R$ 311.418,98 |
| Year 19 | R$ 487.272,51 | R$ 124.000,00 | R$ 363.272,51 |
| Year 20 | R$ 552.068,46 | R$ 130.000,00 | R$ 422.068,46 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The Ibovespa, Brazil's main stock index, has historically returned roughly 12%/year in nominal terms over long periods. The CDI, the interbank interest benchmark, sits around 11% and tracks the Selic rate. The poupança (savings) pays about 6%, while inflation (IPCA) has run near 5%. Nominal Brazilian returns look high next to US figures mainly because inflation is higher, so compare real (inflation-adjusted) returns when planning.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About BB Seguridade Participações S.A.
BB Seguridade Participações S.A., through its subsidiaries operates in the insurance, pension plans, and bonds, businesses in Brazil. The company operates through two segments, Insurance and Brokerage. The Insurance segment offers insurance products and services, including life, property and vehicle insurance, property insurance, rural, special risks and financial, transport, hulls, and housing people, as well as supplementary pension, dental, and capitalization plans. Its Brokerage segment engages in the brokerage and administration, implementation, promotion, and viability of insurance businesses in the basic, life, and capitalization sectors, as well as open pension plans and dental plans. The company was founded in 1981 and is headquartered in Brasília, Brazil. BB Seguridade Participações S.A. operates as a subsidiary of Banco do Brasil S.A.
Sector
Financial Services
Industry
Insurance - Diversified
Location
Brasília, Brazil
CEO
Mr. Delano Valentim de Andrade
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BB Seguridade Participações S.A. (BBSE3.SA) stock trades at $40.45, up 3.22% on the day. With a market capitalization of $78.52 billion, BBSE3.SA is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 8.6, a forward P/E of 9.2 and earnings per share (EPS) of $4.73. Over the most recent period the company reported a 1% year-over-year revenue decline and a net profit margin of 87.9%. Below you'll find BBSE3.SA's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
BBSE3.SA - Frequently Asked Questions
Is BB Seguridade Participações S.A. (BBSE3.SA) a good stock to buy in 2026?
BB Seguridade Participações S.A. (BBSE3.SA) shows strengths such as a strong 88% net margin and a 86% return on equity, while risks include declining revenue (-1%). Whether BBSE3.SA is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is BBSE3.SA's stock price today?
BB Seguridade Participações S.A. (BBSE3.SA) trades at $40.45 as of October 2, 2026, up 3.22% on the session. Prices on this page update throughout the trading day.
Does BBSE3.SA pay a dividend?
Yes. BB Seguridade Participações S.A. pays an annual dividend of $4.59 per share, a dividend yield of 11.35%. The most recent ex-dividend date was August 7, 2026. Its payout ratio is about 96% of earnings.
Is BBSE3.SA overvalued?
With a P/E ratio of 8.6×, BBSE3.SA trades at a relatively modest valuation for the financial services sector. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is BBSE3.SA's market cap?
BB Seguridade Participações S.A. (BBSE3.SA) has a market capitalization of $78.52 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.