PSX- Phillips 66
Energy · Oil & Gas Refining & Marketing
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 19 analysts
12-Month Price Target
$240.05
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $259.47
Graham Number
√(22.5 × EPS × Book Value)
$176.37
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$69.67
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
9/10
90% score
Pays dividends
14Y hist.14+ years of dividend history
Dividend consistency (5Y+)
14 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
23.5%Return on equity - measures how efficiently capital is used
Positive profit margin
4.7%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+53.1%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+344.9%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
62.88×Low financial leverage reduces risk of distress
Current ratio above 1
1.32×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$724M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.96%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 29, 2026
47
days
EPS (TTM)
$17.51
P/E (TTM)
14.8
Fwd P/E
11.9
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
1.96%
5Y Avg Annual
$4.2180
Last Payment
$1.2700
Ex-Date
08/18/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest08/18/2026 | 09/01/2026 | $1.2700 | 1.96% |
05/18/2026 | 06/01/2026 | $1.2700 | 1.96% |
02/23/2026 | 03/09/2026 | $1.2700 | 1.96% |
11/17/2025 | 12/01/2025 | $1.2000 | 1.85% |
08/19/2025 | 09/02/2025 | $1.2000 | 1.85% |
05/19/2025 | 06/02/2025 | $1.2000 | 1.85% |
02/24/2025 | 03/10/2025 | $1.1500 | 1.77% |
11/18/2024 | 12/02/2024 | $1.1500 | 1.77% |
Magic Number
Shares needed to self-fund your next purchase
$259.47
Price
$1.2700
Last div. (quarterly)
205
shares
Own 205 PSX shares ($53,191.35) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$53,191.35
New shares / year
+4 shares
Dividend Calculator
1.96% yieldEstimate PSX dividend income at the current rate.
Per year
$195.78
Per month
$16.32
≈ 38.5 shares at $5.08/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
PSX vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About Phillips 66
Phillips 66 operates as an integrated downstream energy provider in the United States, the United Kingdom, Germany, and internationally. It operates through five segments: Midstream, Chemicals, Refining, Marketing and Specialties (M&S), and Renewable Fuels. The Midstream segment provides crude oil and refined petroleum product transportation, terminaling, and storage services, as well as natural gas and natural gas liquids (NGL) gathering, processing, transportation, fractionation, storage and marketing services. It also exports liquefied petroleum gas. The Chemicals segment produces and markets ethylene and other olefin products; aromatics and styrenics products, such as benzene, cyclohexane, styrene, and polystyrene; various specialty chemical products, including organosulfur chemicals, solvents, catalysts, and chemicals used in drilling and mining; and petrochemicals and plastics. The Refining segment refines crude oil and other feedstocks into petroleum products, such as gasolines and distillates, including aviation fuels. The M&S segment purchases for resale and markets refined products, including gasolines, distillates, and aviation fuels. This segment also manufactures and markets specialty products, such as automotive, commercial, industrial, and specialty lubricants, as well as base oils. The Renewable Fuels segment processes renewable feedstocks into renewable products, as well as supplies sustainable aviation fuel. This segment also procures renewable feedstocks, manages certain regulatory credits, and markets renewable diesel, renewable jet fuel, and other renewable fuels. The company markets its products under the Phillips 66, Conoco and 76, JET, Kendall, Red Line, and other private label brands. Phillips 66 was founded in 1875 and is headquartered in Houston, Texas.
Sector
Energy
Industry
Oil & Gas Refining & Marketing
Location
Houston, United States
Employees
12,600
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Phillips 66 (PSX) stock trades at $259.47, up 0.37% on the day. With a market capitalization of $104.03 billion, PSX is a large-cap energy stock. It trades at a price-to-earnings (P/E) ratio of 14.8, a forward P/E of 11.9 and earnings per share (EPS) of $17.51. Over the most recent period the company reported 53% year-over-year revenue growth and a net profit margin of 4.7%. Below you'll find PSX's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
PSX - Frequently Asked Questions
Is Phillips 66 (PSX) a good stock to buy in 2026?
Phillips 66 (PSX) shows strengths such as revenue growth of 53% and a 23% return on equity, while risks include high leverage (debt/equity of 62.9). Whether PSX is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is PSX's stock price today?
Phillips 66 (PSX) trades at $259.47, up 0.37% on the session. Prices on this page update throughout the trading day.
Does PSX pay a dividend?
Yes. Phillips 66 pays an annual dividend of $5.08 per share, a dividend yield of 1.96%. The most recent ex-dividend date was August 18, 2026. Its payout ratio is about 28% of earnings.
Is PSX overvalued?
With a P/E ratio of 14.8×, PSX trades at a relatively modest valuation for the energy sector. Its PEG ratio is 1.25. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is PSX's market cap?
Phillips 66 (PSX) has a market capitalization of $104.03 billion, classifying it as a large-cap stock in the Energy sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.