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KMX

KMX

Consumer Cyclical · Auto & Truck Dealerships

$52.49+0.54%
Mkt Cap: $7.44B

Performance

KMX (KMX) Stock Analysis 2026

Rule-based · Updated daily · Not financial advice

KMX (KMX) operates in the Auto & Truck Dealerships space within the Consumer Cyclical sector. With a market cap of $7.4B, it qualifies as a small-cap company. Revenue has been contracting year-over-year, a headwind that investors will watch closely in upcoming earnings.

Bull Case2
  • Forward P/E (18.8×) is lower than trailing P/E (31.2×) — analysts expect earnings to improve
  • Current ratio of 2.2× — ample short-term liquidity
Bear Case5
  • P/E of 31.2× is above average — valuation requires continued strong growth to justify
  • Revenue declined 1% YoY — warning sign for business momentum
  • Thin profit margin of 0.9% — little buffer against cost increases
  • High debt-to-equity of 318.18× increases financial risk, especially with elevated interest rates
  • No dividend history — total return depends entirely on price appreciation

Verdict

Avoid

Significant fundamental concerns outweigh positives. High risk at current levels.

AI Insight

Powered by Claude

AI-generated analysis for informational purposes only. Not financial advice.

Related Articles

Revenue & Results

Dividends

This stock does not pay dividends.

If You Had Invested…

Hypothetical return based on historical prices

$

* Dividend reinvestment calculated at ex-date price. For informational purposes only.

Earnings

Next Earnings

Jun 17, 2026

1

day

EPS (TTM)

$1.68

P/E (TTM)

31.2

Fwd P/E

18.8

Earnings History

SEC EDGAR · official filings

SEC filings

SEC Filings

Official EDGAR documents

All filings

Key Statistics

Valuation

Market Cap$7.44B
P/E Ratio31.24
Forward P/E18.84
P/B Ratio
PEG Ratio0.53
EPS (TTM)$1.68

Trading

Open
Day High
Day Low
52W High$71.99
52W Low$30.26
Volume
Avg Volume (3M)3,284,380
Beta1.20

Dividends

Dividend Yield
Annual Rate
Ex-Div Date
Payout Ratio0.00%

Profitability

Profit Margin0.89%
Operating Margin1.81%
ROE4.08%
ROA1.61%
Revenue Growth-1.20%
Earnings Growth

Balance Sheet

Total Revenue$27.76B
Total Debt$18.74B
Debt / Equity318.18
Current Ratio2.20
Free Cash Flow$-88,674,248

Fair Value Estimates

Current price: $52.49

Graham Number

√(22.5 × EPS × Book Value)

$39.62

-24.5% downside

Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.

Bazin Ceiling Price

Avg. Annual DPS (5Y) ÷ 6%

N/A

Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.

These are simplified estimates. Not financial advice.

Buy & Hold Checklist

Quality criteria for long-term holding

3/10

43% score

Pays dividends

No dividend history found

Dividend consistency (5Y+)

Uninterrupted dividend payments for at least 5 years

ROE above 10%

4.1%

Return on equity — measures how efficiently capital is used

Positive profit margin

0.9%

Net profit margin must be positive — company earns more than it spends

Revenue growth (annual)

-1.2%

Annual revenue must be growing compared to the prior year

Earnings growth (annual)

Annual earnings must be growing compared to the prior year

Debt/Equity below 2×

318.18×

Low financial leverage reduces risk of distress

Current ratio above 1

2.20×

Short-term assets must cover short-term liabilities

Daily liquidity above $5M

$172M/day

High trading volume ensures easy entry and exit

Dividend yield above 0%

Stock must distribute income to shareholders

Related Assets

Consumer Cyclical

About KMX

CarMax, Inc., through its subsidiaries, operates as a retailer of used vehicles and related products in the United States. The company operates in two segments: CarMax Sales Operations and CarMax Auto Finance. The CarMax Sales Operations segment offers customers a range of makes and models of used vehicles, including domestic, imported, and luxury vehicles, as well as hybrid and electric vehicles; used vehicle auctions; extended protection plans to customers at the time of sale; and reconditioning and vehicle repair services. The CarMax Auto Finance segment provides financing alternatives for retail customers across a range of credit spectrum and arrangements with various financial institutions. The company was founded in 1993 and is based in Richmond, Virginia.

Sector

Consumer Cyclical

Industry

Auto & Truck Dealerships

Location

Richmond, United States

Employees

27,796