LAD
Consumer Cyclical · Auto & Truck Dealerships
Performance
LAD (LAD) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
LAD (LAD) operates in the Auto & Truck Dealerships space within the Consumer Cyclical sector. With a market cap of $7.1B, it qualifies as a small-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 10.8× suggests the stock may be undervalued relative to earnings
- Forward P/E (7.6×) is lower than trailing P/E (10.8×) — analysts expect earnings to improve
- Earnings fell 46% YoY — profitability is under pressure
- Thin profit margin of 1.9% — little buffer against cost increases
- High debt-to-equity of 251.65× increases financial risk, especially with elevated interest rates
- Current ratio below 1 (0.99×) — short-term liabilities exceed current assets
Verdict
Avoid
Significant fundamental concerns outweigh positives. High risk at current levels.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
0.74%
5Y Avg Annual
$1.7840
Last Payment
$0.5700
Ex-Date
05/08/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest05/08/2026 | 05/22/2026 | $0.5700 | 0.74% |
03/06/2026 | 03/20/2026 | $0.5500 | 0.71% |
11/07/2025 | 11/21/2025 | $0.5500 | 0.71% |
08/08/2025 | 08/22/2025 | $0.5500 | 0.71% |
05/09/2025 | 05/23/2025 | $0.5500 | 0.71% |
03/07/2025 | 03/21/2025 | $0.5300 | 0.69% |
11/08/2024 | 11/22/2024 | $0.5300 | 0.69% |
08/09/2024 | 08/23/2024 | $0.5300 | 0.69% |
Magic Number
Shares needed to self-fund your next purchase
$309.39
Price
$0.5700
Last div. (quarterly)
543
shares
Own 543 LAD shares ($167,998.77) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$167,998.77
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Jul 29, 2026
43
days
EPS (TTM)
$28.66
P/E (TTM)
10.8
Fwd P/E
7.6
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $309.39
Graham Number
√(22.5 × EPS × Book Value)
$424.93
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$30.53
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
7/10
70% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
10.9%Return on equity — measures how efficiently capital is used
Positive profit margin
1.9%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+1.0%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
-46.1%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
251.65×Low financial leverage reduces risk of distress
Current ratio above 1
0.99×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$97M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
0.74%Stock must distribute income to shareholders
Related Assets
Consumer Cyclical
About LAD
Lithia Motors, Inc. operates as an automotive retailer in the United States, the United Kingdom, and Canada. The company operates in two segments, Vehicle Operations and Financing Operations. It offers a range of products and services fulfilling the entire vehicle ownership lifecycle, including new and used vehicles, financing and insurance products, and aftersales automotive repair and maintenance services. The company provides its products and services through a network of physical locations, e-commerce platforms, captive finance solutions, fleet management offerings, and other synergistic adjacencies. Lithia Motors, Inc. was founded in 1946 and is headquartered in Medford, Oregon.
Sector
Consumer Cyclical
Industry
Auto & Truck Dealerships
Location
Medford, United States
Employees
30,000