NCLH- Norwegian Cruise Line Holdings Ltd.
Consumer Cyclical · Travel Services
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 25 analysts
12-Month Price Target
$20.52
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $14.72
Graham Number
√(22.5 × EPS × Book Value)
$14.42
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
N/A
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
5/10
63% score
Pays dividends
No dividend history found
Dividend consistency (5Y+)
Uninterrupted dividend payments for at least 5 years
ROE above 10%
36.7%Return on equity - measures how efficiently capital is used
Positive profit margin
7.5%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+4.9%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+616.3%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
621.05×Low financial leverage reduces risk of distress
Current ratio above 1
0.20×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$230M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Nov 4, 2026
50
days
EPS (TTM)
$1.65
P/E (TTM)
8.9
Fwd P/E
8.7
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
This stock does not pay dividends.
Tools & Simulators
NCLH vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
Loading history…
Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
Discussion
Sign in to join the discussionSign inLoading…
Discover
Related Assets
Consumer Cyclical
Related Articles
About Norwegian Cruise Line Holdings Ltd.
Norwegian Cruise Line Holdings Ltd., together with its subsidiaries, operates as a cruise company in North America, Europe, the Asia-Pacific, and internationally. It offers itineraries to destinations, such as Europe, Asia, Australia, New Zealand, South America, Africa, Canada, Bermuda, the Caribbean, and Alaska; and inter-island itinerary in Hawaii. The company also provides features, amenities, and activities, including various accommodations, dining venues, bars and lounges, spas, casino and retail shopping areas, and entertainment choices; shore excursions at each port of call, and air transportation and hotel packages for stays before or after a voyage. It offers its products and services under the Norwegian Cruise Line, Oceania Cruises, and Regent Seven Seas Cruises brands. The company was founded in 1966 and is based in Miami, Florida.
Sector
Consumer Cyclical
Industry
Travel Services
Location
Miami, United States
Employees
44,500
Stock Market ROI Pro
All features, zero ads- web & app
Unlock every feature, ad-free, across our website and iOS app.
Norwegian Cruise Line Holdings Ltd. (NCLH) stock trades at $14.72, down 0.67% on the day. With a market capitalization of $6.76 billion, NCLH is a mid-cap consumer cyclical stock. It trades at a price-to-earnings (P/E) ratio of 8.9, a forward P/E of 8.7 and earnings per share (EPS) of $1.65. Over the most recent period the company reported 5% year-over-year revenue growth and a net profit margin of 7.5%. Below you'll find NCLH's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
NCLH - Frequently Asked Questions
Is Norwegian Cruise Line Holdings Ltd. (NCLH) a good stock to buy in 2026?
Norwegian Cruise Line Holdings Ltd. (NCLH) shows strengths such as a 37% return on equity, while risks include high leverage (debt/equity of 621.1). Whether NCLH is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is NCLH's stock price today?
Norwegian Cruise Line Holdings Ltd. (NCLH) trades at $14.72, down 0.67% on the session. Prices on this page update throughout the trading day.
Does NCLH pay a dividend?
No. Norwegian Cruise Line Holdings Ltd. (NCLH) does not currently pay a dividend, so the return comes entirely from share-price appreciation.
Is NCLH overvalued?
With a P/E ratio of 8.9×, NCLH trades at a relatively modest valuation for the consumer cyclical sector. Its PEG ratio is 1.24. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is NCLH's market cap?
Norwegian Cruise Line Holdings Ltd. (NCLH) has a market capitalization of $6.76 billion, classifying it as a mid-cap stock in the Consumer Cyclical sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.