FHN
Financial Services · Banks - Regional
Performance
FHN (FHN) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
FHN (FHN) operates in the Banks - Regional space within the Financial Services sector. With a market cap of $11.8B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 12.5× suggests the stock may be undervalued relative to earnings
- Forward P/E (10.6×) is lower than trailing P/E (12.5×) — analysts expect earnings to improve
- Revenue growth of 10% YoY shows solid business momentum
- Earnings grew 29% YoY — bottom-line is expanding fast
- Exceptional profit margin of 29.9% — the business retains a large share of each dollar earned
- Dividend yield of 2.75% provides consistent income on top of price appreciation
- Low beta of 0.62 — less volatile than the market, suitable for conservative portfolios
No significant bearish signals found
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
2.75%
5Y Avg Annual
$0.5480
Last Payment
$0.1700
Ex-Date
06/12/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest06/12/2026 | 07/01/2026 | $0.1700 | 2.73% |
03/13/2026 | 04/01/2026 | $0.1700 | 2.73% |
12/12/2025 | 12/31/2025 | $0.1500 | 2.41% |
09/12/2025 | 10/01/2025 | $0.1500 | 2.41% |
06/13/2025 | 07/02/2025 | $0.1500 | 2.41% |
03/14/2025 | 04/02/2025 | $0.1500 | 2.41% |
12/13/2024 | 01/01/2025 | $0.1500 | 2.41% |
09/13/2024 | 10/02/2024 | $0.1500 | 2.41% |
Magic Number
Shares needed to self-fund your next purchase
$24.88
Price
$0.1700
Last div. (quarterly)
147
shares
Own 147 FHN shares ($3,657.36) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$3,657.36
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
EPS (TTM)
$1.99
P/E (TTM)
12.5
Fwd P/E
10.6
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $24.88
Graham Number
√(22.5 × EPS × Book Value)
$28.17
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$10.00
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
100% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
11.3%Return on equity — measures how efficiently capital is used
Positive profit margin
29.9%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+9.7%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+29.3%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
Low financial leverage reduces risk of distress
Current ratio above 1
Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$115M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
2.75%Stock must distribute income to shareholders
Related Assets
Financial Services
About FHN
First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. It operates through Regional Banking, Specialty Banking, and Corporate segments. The company offers commercial banking, business banking, consumer banking, private client investment, wealth management, financial planning, trust and asset management services, asset-based lending, commercial real estate, equipment finance/leasing, energy finance, international banking, healthcare finance, transportation and logistics finance, treasury management solutions, and loan syndications services. It also provides fixed income securities sales, trading, underwriting, and strategies for institutional clients; loan sales; portfolio advisory services; derivative sales; mortgage warehouse lending; franchise finance; corporate and correspondent banking; and mortgage origination services. Further, it provides transaction processing services, credit card products, and sale of mutual funds. First Horizon Corporation was formerly known as First Horizon National Corporation and changed its name to First Horizon Corporation in April 2004. The company was founded in 1864 and is headquartered in Memphis, Tennessee.
Sector
Financial Services
Industry
Banks - Regional
Location
Memphis, United States
Employees
7,400