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BOKF

BOKF

Financial Services · Banks - Regional

$132.80+0.57%
Mkt Cap: $8.07BDY: 1.91%

Performance

BOKF (BOKF) Stock Analysis 2026

Rule-based · Updated daily · Not financial advice

BOKF (BOKF) operates in the Banks - Regional space within the Financial Services sector. With a market cap of $8.1B, it qualifies as a small-cap company. The company is growing revenue strongly while maintaining healthy profitability — a combination that investors typically reward with a premium valuation.

Bull Case5
  • Low P/E of 13.4× suggests the stock may be undervalued relative to earnings
  • Forward P/E (12.6×) is lower than trailing P/E (13.4×) — analysts expect earnings to improve
  • Revenue growth of 10% YoY shows solid business momentum
  • Earnings grew 38% YoY — bottom-line is expanding fast
  • Exceptional profit margin of 27.6% — the business retains a large share of each dollar earned
Bear Case1
  • Price is near its 52-week high — limited near-term upside, higher pullback risk

Verdict

Strong Buy

Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.

AI Insight

Powered by Claude

AI-generated analysis for informational purposes only. Not financial advice.

Related Articles

Revenue & Results

Dividends

Current DY

1.91%

5Y Avg Annual

$2.1300

Last Payment

$0.6300

Ex-Date

05/13/2026

Annual dividends paid per share

2011
2019
2026
Ex-DatePaymentAmountEst. DY
Latest05/13/2026
05/27/2026$0.63001.90%
02/19/2026
03/05/2026$0.63001.90%
11/12/2025
11/26/2025$0.63001.90%
08/13/2025
08/27/2025$0.57001.72%
05/15/2025
05/29/2025$0.57001.72%
02/12/2025
02/26/2025$0.57001.72%
11/15/2024
11/29/2024$0.57001.72%
08/15/2024
08/29/2024$0.55001.66%

Magic Number

Shares needed to self-fund your next purchase

$132.80

Price

÷

$0.6300

Last div. (quarterly)

=

211

shares

Own 211 BOKF shares ($28,020.80) and each quarterly dividend pays for 1 new share — the snowball runs on its own.

Investment target

$28,020.80

New shares / year

+4 shares

If You Had Invested…

Hypothetical return based on historical prices

$

* Dividend reinvestment calculated at ex-date price. For informational purposes only.

Earnings

Next Earnings

Jul 20, 2026

34

days

EPS (TTM)

$9.90

P/E (TTM)

13.4

Fwd P/E

12.6

Earnings History

SEC EDGAR · official filings

SEC filings

SEC Filings

Official EDGAR documents

All filings

Key Statistics

Valuation

Market Cap$8.07B
P/E Ratio13.41
Forward P/E12.56
P/B Ratio
PEG Ratio1.46
EPS (TTM)$9.90

Trading

Open
Day High
Day Low
52W High$139.73
52W Low$91.35
Volume
Avg Volume (3M)312,971
Beta0.81

Dividends

Dividend Yield1.91%
Annual Rate$2.52
Ex-Div Date2026-05-13
Payout Ratio24.27%

Profitability

Profit Margin27.58%
Operating Margin37.52%
ROE10.45%
ROA1.18%
Revenue Growth10.30%
Earnings Growth38.20%

Balance Sheet

Total Revenue$2.23B
Total Debt$7.15B
Debt / Equity
Current Ratio
Free Cash Flow

Fair Value Estimates

Current price: $132.80

Graham Number

√(22.5 × EPS × Book Value)

$147.98

+11.4% upside

Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.

Bazin Ceiling Price

Avg. Annual DPS (5Y) ÷ 6%

$38.27

-71.2% downside

Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.

These are simplified estimates. Not financial advice.

Buy & Hold Checklist

Quality criteria for long-term holding

8/10

100% score

Pays dividends

15Y hist.

15+ years of dividend history

Dividend consistency (5Y+)

15 yrs

Uninterrupted dividend payments for at least 5 years

ROE above 10%

10.4%

Return on equity — measures how efficiently capital is used

Positive profit margin

27.6%

Net profit margin must be positive — company earns more than it spends

Revenue growth (annual)

+10.3%

Annual revenue must be growing compared to the prior year

Earnings growth (annual)

+38.2%

Annual earnings must be growing compared to the prior year

Debt/Equity below 2×

Low financial leverage reduces risk of distress

Current ratio above 1

Short-term assets must cover short-term liabilities

Daily liquidity above $5M

$42M/day

High trading volume ensures easy entry and exit

Dividend yield above 0%

1.91%

Stock must distribute income to shareholders

Related Assets

Financial Services

About BOKF

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and personal and small business checking, online bill paying, mobile banking, automated teller machine, and call centers services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.

Sector

Financial Services

Industry

Banks - Regional

Location

Tulsa, United States

Employees

4,969