SAP- SAP SE
Technology · Software - Application
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 12 analysts
12-Month Price Target
$247.25
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $215.67
Graham Number
√(22.5 × EPS × Book Value)
$23.40
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$40.17
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
9/10
90% score
Pays dividends
14Y hist.14+ years of dividend history
Dividend consistency (5Y+)
14 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
18.3%Return on equity - measures how efficiently capital is used
Positive profit margin
20.4%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+9.4%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+30.6%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
21.97×Low financial leverage reduces risk of distress
Current ratio above 1
1.15×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$601M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.34%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 21, 2026
35
days
EPS (TTM)
$7.66
P/E (TTM)
28.2
Fwd P/E
22.3
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
1.34%
5Y Avg Annual
$2.5580
Last Payment
$2.9290
Ex-Date
05/05/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest05/05/2026 | 05/14/2026 | $2.9290 | 5.43% |
05/13/2025 | 05/22/2025 | $2.6300 | 4.88% |
05/16/2024 | 05/25/2024 | $2.3850 | 4.42% |
05/12/2023 | 05/21/2023 | $2.1860 | 4.05% |
05/19/2022 | 05/28/2022 | $2.6600 | 4.93% |
05/13/2021 | 05/22/2021 | $2.1890 | 4.06% |
05/21/2020 | 05/30/2020 | $1.7120 | 3.18% |
05/16/2019 | 05/25/2019 | $1.6960 | 3.15% |
Magic Number
Shares needed to self-fund your next purchase
$215.67
Price
$2.9290
Last div. (yearly)
74
shares
Own 74 SAP shares ($15,959.58) and each yearly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$15,959.58
New shares / year
+1 shares
Dividend Calculator
1.36% yieldEstimate SAP dividend income at the current rate.
Per year
$135.86
Per month
$11.32
≈ 46.4 shares at $2.93/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
SAP vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About SAP SE
SAP SE, together with its subsidiaries, provides enterprise application and business solutions worldwide. It offers SAP Business AI; SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR, time, payroll, talent and employee experience management, and analytics and planning; and spend management solutions that covers direct and indirect spend, travel and expense, and external workforce management. The company also provides SAP customer experience solutions; SAP Business Technology platform that enables customers and partners to build, integrate, and automate applications; and SAP Business Network, a business-to-business collaboration platform that helps digitalize key business processes across the supply chain and enables communication between trading partners. In addition, it offers SAP Signavio to help customers to discover, analyze, and understand business process operations; industry solutions that provide customers and partners with industry-specific solutions; and SAP LeanIX to visualize enterprise architecture, assess interdependencies and the potential impact of IT modernization, and manage the transition toward the target landscape. Further, the company provides WalkMe to execute workflows; SAP Enable Now, which offers e-learning content embedded in SAP workflows; Taulia solutions for working capital management; and sustainability solutions and services. Additionally, it provides services and support solutions. The company has a strategic collaboration with Fresenius SE & Co. KGaA and Avelios Medical GmbH for the development of a cloud-native, hospital information system that enables digitalization of clinical and administrative processes with AI integration. SAP SE was founded in 1972 and is headquartered in Walldorf, Germany.
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SAP SE (SAP) stock trades at $215.67, down 1.20% on the day. With a market capitalization of $248.93 billion, SAP is a mega-cap technology stock. It trades at a price-to-earnings (P/E) ratio of 28.2, a forward P/E of 22.3 and earnings per share (EPS) of $7.66. Over the most recent period the company reported 9% year-over-year revenue growth and a net profit margin of 20.4%. Below you'll find SAP's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
SAP - Frequently Asked Questions
Is SAP SE (SAP) a good stock to buy in 2026?
SAP SE (SAP) shows strengths such as a strong 20% net margin and a 18% return on equity, while risks include high leverage (debt/equity of 22.0). Whether SAP is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is SAP's stock price today?
SAP SE (SAP) trades at $215.67, down 1.20% on the session. Prices on this page update throughout the trading day.
Does SAP pay a dividend?
Yes. SAP SE pays an annual dividend of $2.93 per share, a dividend yield of 1.34%. The most recent ex-dividend date was May 6, 2026. Its payout ratio is about 38% of earnings.
Is SAP overvalued?
With a P/E ratio of 28.2×, SAP is valued above the broad-market average for the technology sector. Its PEG ratio is 1.65. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is SAP's market cap?
SAP SE (SAP) has a market capitalization of $248.93 billion, classifying it as a mega-cap stock in the Technology sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.