TD- The Toronto-Dominion Bank
Financial Services · Banks - Diversified
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 3 analysts
12-Month Price Target
$122.07
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $121.55
Graham Number
√(22.5 × EPS × Book Value)
$91.07
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$44.47
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
100% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
12.8%Return on equity - measures how efficiently capital is used
Positive profit margin
26.6%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+11.5%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+45.0%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
Low financial leverage reduces risk of distress
Current ratio above 1
Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$296M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
2.66%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Dec 3, 2026
78
days
EPS (TTM)
$6.73
P/E (TTM)
18.1
Fwd P/E
15.1
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
2.66%
5Y Avg Annual
$2.4806
Last Payment
$0.7910
Ex-Date
07/10/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest07/10/2026 | 08/01/2026 | $0.7910 | 2.60% |
04/09/2026 | 05/01/2026 | $0.7800 | 2.57% |
07/10/2025 | 08/01/2025 | $0.7670 | 2.52% |
04/10/2025 | 05/02/2025 | $0.7450 | 2.45% |
01/10/2025 | 02/01/2025 | $0.7240 | 2.38% |
10/10/2024 | 11/01/2024 | $0.7440 | 2.45% |
07/10/2024 | 08/01/2024 | $0.7480 | 2.46% |
04/08/2024 | 04/30/2024 | $0.7510 | 2.47% |
Magic Number
Shares needed to self-fund your next purchase
$121.55
Price
$0.7910
Last div. (semesterly)
154
shares
Own 154 TD shares ($18,717.93) and each semesterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$18,717.93
New shares / year
+2 shares
Dividend Calculator
2.67% yieldEstimate TD dividend income at the current rate.
Per year
$266.57
Per month
$22.21
≈ 82.3 shares at $3.24/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
TD vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About The Toronto-Dominion Bank
The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking; U.S. Retail; Wealth Management and Insurance; and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.
Sector
Financial Services
Industry
Banks - Diversified
Location
Toronto, Canada
Employees
105,005
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The Toronto-Dominion Bank (TD) stock trades at $121.55, up 0.06% on the day. With a market capitalization of $199.15 billion, TD is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 18.1, a forward P/E of 15.1 and earnings per share (EPS) of $6.73. Over the most recent period the company reported 12% year-over-year revenue growth and a net profit margin of 26.6%. Below you'll find TD's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
TD - Frequently Asked Questions
Is The Toronto-Dominion Bank (TD) a good stock to buy in 2026?
The Toronto-Dominion Bank (TD) shows strengths such as revenue growth of 12% and a strong 27% net margin. Whether TD is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is TD's stock price today?
The Toronto-Dominion Bank (TD) trades at $121.55, up 0.06% on the session. Prices on this page update throughout the trading day.
Does TD pay a dividend?
Yes. The Toronto-Dominion Bank pays an annual dividend of $3.24 per share, a dividend yield of 2.66%. The most recent ex-dividend date was October 9, 2026. Its payout ratio is about 46% of earnings.
Is TD overvalued?
With a P/E ratio of 18.1×, TD trades at a roughly market-average valuation for the financial services sector. Its PEG ratio is 1.01. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is TD's market cap?
The Toronto-Dominion Bank (TD) has a market capitalization of $199.15 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.