CVS- CVS Health Corporation
Healthcare · Healthcare Plans
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
Strong BuyWall Street consensus from 25 analysts
12-Month Price Target
$116.04
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $94.66
Graham Number
√(22.5 × EPS × Book Value)
$72.93
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$39.80
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
7/10
70% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
6.2%Return on equity - measures how efficiently capital is used
Positive profit margin
1.2%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+7.1%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+188.8%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
95.50×Low financial leverage reduces risk of distress
Current ratio above 1
0.87×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$710M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
2.81%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Oct 28, 2026
45
days
EPS (TTM)
$3.79
P/E (TTM)
25.0
Fwd P/E
11.1
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
2.81%
5Y Avg Annual
$2.3870
Last Payment
$0.6650
Ex-Date
07/23/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest07/23/2026 | 08/03/2026 | $0.6650 | 2.81% |
04/23/2026 | 05/04/2026 | $0.6650 | 2.81% |
01/22/2026 | 02/02/2026 | $0.6650 | 2.81% |
10/23/2025 | 11/03/2025 | $0.6650 | 2.81% |
07/22/2025 | 08/02/2025 | $0.6650 | 2.81% |
04/22/2025 | 05/03/2025 | $0.6650 | 2.81% |
01/23/2025 | 02/03/2025 | $0.6650 | 2.81% |
10/21/2024 | 11/01/2024 | $0.6650 | 2.81% |
Magic Number
Shares needed to self-fund your next purchase
$94.66
Price
$0.6650
Last div. (quarterly)
143
shares
Own 143 CVS shares ($13,536.38) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$13,536.38
New shares / year
+4 shares
Dividend Calculator
2.81% yieldEstimate CVS dividend income at the current rate.
Per year
$281.01
Per month
$23.42
≈ 105.6 shares at $2.66/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
CVS vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About CVS Health Corporation
CVS Health Corporation provides health solutions in the United States. The Health Care Benefits segment offers traditional, voluntary, and consumer-directed health insurance products and related services, including medical, pharmacy, dental, and behavioral health plans; medical management capabilities; Medicare Advantage and Medicare Supplement plans; prescription drug plans (PDPs); and Medicaid health care management services. It serves employer groups, individuals, college students, part-time and hourly workers, health plans, health care providers, governmental units, government-sponsored plans, labor groups, and expatriates. The Health Services segment offers pharmacy benefit management solutions, including plan design and administration, formulary management, retail pharmacy network management, specialty and mail-order pharmacy, clinical services, disease management, medical spend management services, and pharmacy and other administrative services. It serves employers, insurance companies, unions, government employee groups, health plans, PDPs, Medicaid managed care plans, CMS, plans offered on public health insurance exchanges, and other sponsors of health benefit plans. The Pharmacy & Consumer Wellness segment sells prescription and over-the-counter drugs, consumer health and beauty products, personal care products, and other general merchandise products. This segment also distributes prescription drugs; and provides related pharmacy consulting and other ancillary services to care facilities and other care settings. It operates online retail pharmacy websites, retail specialty pharmacy stores, and compounding pharmacies, as well as branches for infusion and enteral nutrition services. The company was formerly known as CVS Caremark Corporation and changed its name to CVS Health Corporation in September 2014. CVS Health Corporation was founded in 1963 and is headquartered in Woonsocket, Rhode Island.
Sector
Healthcare
Industry
Healthcare Plans
Location
Woonsocket, United States
Employees
219,000
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CVS Health Corporation (CVS) stock trades at $94.66, down 0.66% on the day. With a market capitalization of $121.07 billion, CVS is a large-cap healthcare stock. It trades at a price-to-earnings (P/E) ratio of 25.0, a forward P/E of 11.1 and earnings per share (EPS) of $3.79. Over the most recent period the company reported 7% year-over-year revenue growth and a net profit margin of 1.2%. Below you'll find CVS's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
CVS - Frequently Asked Questions
Is CVS Health Corporation (CVS) a good stock to buy in 2026?
CVS Health Corporation (CVS) shows risks such as high leverage (debt/equity of 95.5). Whether CVS is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is CVS's stock price today?
CVS Health Corporation (CVS) trades at $94.66, down 0.66% on the session. Prices on this page update throughout the trading day.
Does CVS pay a dividend?
Yes. CVS Health Corporation pays an annual dividend of $2.66 per share, a dividend yield of 2.81%. The most recent ex-dividend date was July 23, 2026. Its payout ratio is about 70% of earnings.
Is CVS overvalued?
With a P/E ratio of 25.0×, CVS trades at a roughly market-average valuation for the healthcare sector. Its PEG ratio is 0.22 (below 1, which can signal growth at a reasonable price). See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is CVS's market cap?
CVS Health Corporation (CVS) has a market capitalization of $121.07 billion, classifying it as a large-cap stock in the Healthcare sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.