BNS- The Bank of Nova Scotia
Financial Services · Banks - Diversified
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
HoldWall Street consensus from 3 analysts
12-Month Price Target
$89.66
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $90.97
Graham Number
√(22.5 × EPS × Book Value)
$80.07
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$48.43
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
100% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
11.5%Return on equity - measures how efficiently capital is used
Positive profit margin
28.4%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+11.7%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+23.4%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
Low financial leverage reduces risk of distress
Current ratio above 1
Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$206M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
3.63%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Dec 2, 2026
61
days
EPS (TTM)
$5.39
P/E (TTM)
16.9
Fwd P/E
13.6
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
3.63%
5Y Avg Annual
$2.4946
Last Payment
$0.8030
Ex-Date
07/07/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest07/07/2026 | 07/29/2026 | $0.8030 | 3.53% |
04/07/2026 | 04/29/2026 | $0.7920 | 3.48% |
07/02/2025 | 07/24/2025 | $0.8060 | 3.54% |
04/01/2025 | 04/23/2025 | $0.7370 | 3.24% |
01/07/2025 | 01/29/2025 | $0.7400 | 3.25% |
10/02/2024 | 10/24/2024 | $0.7860 | 3.46% |
07/03/2024 | 07/25/2024 | $0.7750 | 3.41% |
04/01/2024 | 04/23/2024 | $0.7830 | 3.44% |
Magic Number
Shares needed to self-fund your next purchase
$90.98
Price
$0.8030
Last div. (semesterly)
114
shares
Own 114 BNS shares ($10,371.15) and each semesterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$10,371.15
New shares / year
+2 shares
Dividend Calculator
3.62% yieldEstimate BNS dividend income at the current rate.
Per year
$361.64
Per month
$30.14
≈ 109.9 shares at $3.29/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
BNS vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About The Bank of Nova Scotia
The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.
Sector
Financial Services
Industry
Banks - Diversified
Location
Toronto, Canada
Employees
81,734
CEO
Mr. L. Scott Thomson
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The Bank of Nova Scotia (BNS) stock trades at $90.97, up 0.34% on the day. With a market capitalization of $110.88 billion, BNS is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 16.9, a forward P/E of 13.6 and earnings per share (EPS) of $5.39. Over the most recent period the company reported 12% year-over-year revenue growth and a net profit margin of 28.4%. Below you'll find BNS's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
BNS - Frequently Asked Questions
Is The Bank of Nova Scotia (BNS) a good stock to buy in 2026?
The Bank of Nova Scotia (BNS) shows strengths such as revenue growth of 12% and a strong 28% net margin. Whether BNS is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is BNS's stock price today?
The Bank of Nova Scotia (BNS) trades at $90.97, up 0.34% on the session. Prices on this page update throughout the trading day.
Does BNS pay a dividend?
Yes. The Bank of Nova Scotia pays an annual dividend of $3.29 per share, a dividend yield of 3.63%. The most recent ex-dividend date was October 6, 2026. Its payout ratio is about 58% of earnings.
Is BNS overvalued?
With a P/E ratio of 16.9×, BNS trades at a roughly market-average valuation for the financial services sector. Its PEG ratio is 1.00. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is BNS's market cap?
The Bank of Nova Scotia (BNS) has a market capitalization of $110.88 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.