TWLO
Technology · Software - Infrastructure
Performance
TWLO (TWLO) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
TWLO (TWLO) operates in the Software - Infrastructure space within the Technology sector. With a market cap of $30.7B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Forward P/E (30.5×) is lower than trailing P/E (301.5×) — analysts expect earnings to improve
- Revenue grew 20% year-over-year — exceptional top-line expansion
- Earnings grew 375% YoY — bottom-line is expanding fast
- Current ratio of 4.7× — ample short-term liquidity
- High P/E of 301.5× implies high expectations already priced in — leaves little room for disappointment
- Thin profit margin of 2.0% — little buffer against cost increases
- High debt-to-equity of 13.72× increases financial risk, especially with elevated interest rates
- No dividend history — total return depends entirely on price appreciation
Verdict
Hold
Mixed signals — strengths and risks roughly balance. Wait for a clearer catalyst.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
This stock does not pay dividends.
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
EPS (TTM)
$0.67
P/E (TTM)
301.5
Fwd P/E
30.5
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $202.00
Graham Number
√(22.5 × EPS × Book Value)
$27.78
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
N/A
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
5/10
63% score
Pays dividends
No dividend history found
Dividend consistency (5Y+)
Uninterrupted dividend payments for at least 5 years
ROE above 10%
1.3%Return on equity — measures how efficiently capital is used
Positive profit margin
2.0%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+20.0%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+375.0%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
13.72×Low financial leverage reduces risk of distress
Current ratio above 1
4.66×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$531M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
Stock must distribute income to shareholders
Related Assets
Technology
About TWLO
Twilio Inc., together with its subsidiaries, provides customer engagement platform solutions in the United States and internationally. The company provides various application programming interfaces and software solutions for communications between customers and end users, including messaging, voice, email, video interactions, digital engagement centers, marketing campaigns, and user authentication and identity solutions. It also offers software products to build direct and personalized relationships with their end users, such as Segment, a platform that provides tools to harness the power of contextual data by unifying real-time information collected throughout each customer's journey into a unique profile. Twilio Inc. was incorporated in 2008 and is headquartered in San Francisco, California.
Sector
Technology
Industry
Software - Infrastructure
Location
San Francisco, United States
Employees
5,558