TOST
Technology · Software - Infrastructure
Performance
TOST (TOST) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
TOST (TOST) operates in the Software - Infrastructure space within the Technology sector. With a market cap of $14.5B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Forward P/E (14.8×) is lower than trailing P/E (37.4×) — analysts expect earnings to improve
- Revenue grew 22% year-over-year — exceptional top-line expansion
- Earnings grew 123% YoY — bottom-line is expanding fast
- ROE of 22.5% shows management efficiently converts equity into profit
- Current ratio of 2.4× — ample short-term liquidity
- Price is near its 52-week low — potential entry point with asymmetric upside
- P/E of 37.4× is above average — valuation requires continued strong growth to justify
- No dividend history — total return depends entirely on price appreciation
- High beta of 1.76 — this stock is significantly more volatile than the broader market
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
This stock does not pay dividends.
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Aug 4, 2026
49
days
EPS (TTM)
$0.67
P/E (TTM)
37.4
Fwd P/E
14.8
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $25.09
Graham Number
√(22.5 × EPS × Book Value)
$7.19
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
N/A
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
7/10
88% score
Pays dividends
No dividend history found
Dividend consistency (5Y+)
Uninterrupted dividend payments for at least 5 years
ROE above 10%
22.5%Return on equity — measures how efficiently capital is used
Positive profit margin
6.4%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+21.9%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+123.0%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
0.85×Low financial leverage reduces risk of distress
Current ratio above 1
2.44×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$275M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
Stock must distribute income to shareholders
Related Assets
Technology
About TOST
Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States, Ireland, India, and internationally. It offers a platform of software-as-a-service for restaurant operations and point of sale, such as Toast POS; Toast IQ, a conversational artificial intelligence; vendor management; multi-location management; kitchen display system; online ordering and delivery. It offers payroll and team management; inventory and supply chain tools; xtraCHEF by toast, a set of back-office tools for restaurants, including accounts payable automation, inventory management, ingredient price tracking, and recipe costing; financial technology solutions, including integrated payment processing, and restaurant-grade hardware. The company was formerly known as Opti Systems, Inc. and changed its name to Toast, Inc. in May 2012. Toast, Inc. was incorporated in 2011 and is headquartered in Boston, Massachusetts.
Sector
Technology
Industry
Software - Infrastructure
Location
Boston, United States
Employees
6,500