Stock MarketROI
Open
T

T- AT&T Inc.

Communication Services · Telecom Services

Price?
$25.16-1.14%
1Y Change?
-
P/E?
8.30
Last Dividend?
$0.28
Div Yield?
4.36%
Backtest Snapshot

Price & Performance

Performance

Earnings in 28 days

Analysis & Verdict

Analyst Ratings

Buy

Wall Street consensus from 24 analysts

12-Month Price Target

$29.01

+15.3% upside
Low $20.00High $36.00
Current $25.16 Avg target $29.01

Based on analyst estimates; price targets are opinions, not guarantees.

Fair Value Estimates

Current price: $25.16

Graham Number

√(22.5 × EPS × Book Value)

$33.09

+31.5% upside

Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.

Bazin Ceiling Price

Avg. Annual DPS (5Y) ÷ 6%

$22.57

-10.3% downside

Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.

These are simplified estimates. Not financial advice.

Buy & Hold Checklist

Quality criteria for long-term holding

8/10

80% score

Pays dividends

15Y hist.

15+ years of dividend history

Dividend consistency (5Y+)

15 yrs

Uninterrupted dividend payments for at least 5 years

ROE above 10%

18.3%

Return on equity - measures how efficiently capital is used

Positive profit margin

16.9%

Net profit margin must be positive - company earns more than it spends

Revenue growth (annual)

+2.3%

Annual revenue must be growing compared to the prior year

Earnings growth (annual)

+6.2%

Annual earnings must be growing compared to the prior year

Debt/Equity below 2×

129.05×

Low financial leverage reduces risk of distress

Current ratio above 1

0.97×

Short-term assets must cover short-term liabilities

Daily liquidity above $5M

$1.5B/day

High trading volume ensures easy entry and exit

Dividend yield above 0%

4.36%

Stock must distribute income to shareholders

Financials

Revenue & Results

Key Statistics

Market Cap$172.41B
P/E Ratio8.30
Forward P/E9.79
P/B Ratio-
PEG Ratio1.54

Earnings

Next Earnings

Oct 21, 2026

29

days

EPS (TTM)

$3.03

P/E (TTM)

8.3

Fwd P/E

9.8

SEC Filings & Reported Financials

Earnings History

SEC EDGAR · official filings

SEC filings

SEC Filings

Official EDGAR documents

All filings

Insider Transactions

SEC Form 4 · officers, directors & 10% owners

Dividends & Income

Dividends

Current DY

4.36%

5Y Avg Annual

$1.1048

Last Payment

$0.2780

Ex-Date

07/10/2026

Annual dividends paid per share

2011
2019
2026
Ex-DatePaymentAmountEst. DY
Latest07/10/2026
08/03/2026$0.27804.42%
04/10/2026
05/04/2026$0.27804.42%
01/12/2026
02/05/2026$0.27804.42%
10/10/2025
11/03/2025$0.27804.42%
07/10/2025
08/03/2025$0.27804.42%
04/10/2025
05/04/2025$0.27804.42%
01/10/2025
02/03/2025$0.27804.42%
10/10/2024
11/03/2024$0.27804.42%

Magic Number

Shares needed to self-fund your next purchase

$25.16

Price

÷

$0.2780

Last div. (quarterly)

=

91

shares

Own 91 T shares ($2,289.57) and each quarterly dividend pays for 1 new share - the snowball runs on its own.

Investment target

$2,289.57

New shares / year

+4 shares

Dividend Calculator

4.41% yield

Estimate T dividend income at the current rate.

$

Per year

$441.17

Per month

$36.76

397.5 shares at $1.11/share a year. Estimate only - dividends can be cut or raised.

Tools & Simulators

T vs Peers, Indexes & Commodities

?

Click a card below to plot it on the chart

Loading history…

If you had invested
$
you would have:

Parameters

$
$
%

Final value

$426,404.61

Total invested

$130,000.00

Total interest

$296,404.61

Balance over time

Final balanceInvested
Invested - 30.5%Interest earned - 69.5%

Period breakdown

PeriodBalanceInvestedInterest
Start$10,000.00$10,000.00$0.00
Year 1$17,270.27$16,000.00$1,270.27
Year 2$25,267.56$22,000.00$3,267.56
Year 3$34,064.59$28,000.00$6,064.59
Year 4$43,741.32$34,000.00$9,741.32
Year 5$54,385.72$40,000.00$14,385.72
Year 6$66,094.55$46,000.00$20,094.55
Year 7$78,974.28$52,000.00$26,974.28
Year 8$93,141.97$58,000.00$35,141.97
Year 9$108,726.44$64,000.00$44,726.44
Year 10$125,869.35$70,000.00$55,869.35
Year 11$144,726.56$76,000.00$68,726.56
Year 12$165,469.48$82,000.00$83,469.48
Year 13$188,286.70$88,000.00$100,286.70
Year 14$213,385.63$94,000.00$119,385.63
Year 15$240,994.47$100,000.00$140,994.47
Year 16$271,364.18$106,000.00$165,364.18
Year 17$304,770.87$112,000.00$192,770.87
Year 18$341,518.22$118,000.00$223,518.22
Year 19$381,940.31$124,000.00$257,940.31
Year 20$426,404.61$130,000.00$296,404.61

What is compound interest?

Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.

Which rate should I use?

The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.

Formula used

FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.

For educational purposes only. Not financial advice. Past returns do not guarantee future results.

Discussion

Sign in to join the discussionSign in

Loading…

Discover

Related Assets

Communication Services

View Toptions chain (calls, puts & IV)

Related Articles

About AT&T Inc.

AT&T Inc. provides telecommunications and technology services worldwide. It operates through two segments, Communications and Latin America. The Communications segment offers wireless voice and data communications services; and sells handsets, wireless data cards, wireless computing devices, carrying cases/protective covers, and wireless chargers through its own company-owned stores, agents, and third-party retail stores. It also provides AT&T Dedicated Internet, fiber ethernet and broadband, fixed wireless, and hosted and managed professional services; and copper-based voice and data, Virtual Private Networks (VPN), wholesale, outsourcing, and IP, as well as customer premises equipment for multinational corporations, small and mid-sized businesses, governmental, and wholesale customers. In addition, this segment offers broadband services, including fiber connections, legacy telephony voice communication services, and other VoIP services and equipment to residential customers. This segment markets its communications services and products under the AT&T, AT&T Business, Cricket, AT&T PREPAID, AT&T Fiber, and AT&T Internet Air brand names. Its Latin America segment provides postpaid and prepaid wireless services in Mexico under the AT&T and Unefon brand names, as well as sells smartphones through its stores, agents and third-party retail stores. The company was formerly known as SBC Communications Inc. and changed its name to AT&T Inc. in 2005. AT&T Inc. was incorporated in 1983 and is based in Dallas, Texas.

Sector

Communication Services

Industry

Telecom Services

Location

Dallas, United States

Employees

133,030

Listed on NYSE

Stock Market ROI Pro

All features, zero ads- web & app

Unlock every feature, ad-free, across our website and iOS app.

Go Pro →

AT&T Inc. (T) stock trades at $25.16, down 1.14% on the day. With a market capitalization of $172.41 billion, T is a large-cap communication services stock. It trades at a price-to-earnings (P/E) ratio of 8.3, a forward P/E of 9.8 and earnings per share (EPS) of $3.03. Over the most recent period the company reported 2% year-over-year revenue growth and a net profit margin of 16.9%. Below you'll find T's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.

T - Frequently Asked Questions

Is AT&T Inc. (T) a good stock to buy in 2026?

AT&T Inc. (T) shows strengths such as a strong 17% net margin and a 18% return on equity, while risks include high leverage (debt/equity of 129.1). Whether T is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.

What is T's stock price today?

AT&T Inc. (T) trades at $25.16, down 1.14% on the session. Prices on this page update throughout the trading day.

Does T pay a dividend?

Yes. AT&T Inc. pays an annual dividend of $1.11 per share, a dividend yield of 4.36%. The most recent ex-dividend date was July 10, 2026. Its payout ratio is about 37% of earnings.

Is T overvalued?

With a P/E ratio of 8.3×, T trades at a relatively modest valuation for the communication services sector. Its PEG ratio is 1.54. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.

What is T's market cap?

AT&T Inc. (T) has a market capitalization of $172.41 billion, classifying it as a large-cap stock in the Communication Services sector.

Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.