SANB4.SA- Banco Santander (Brasil) S.A.
🇧🇷 BRLFinancial Services · Banks - Regional
Price & Performance
Performance
Analysis & Verdict
Fair Value Estimates
Current price: $13.97
Graham Number
√(22.5 × EPS × Book Value)
$36.80
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$17.86
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
100% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
11.2%Return on equity - measures how efficiently capital is used
Positive profit margin
28.7%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+28.8%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+49.8%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
Low financial leverage reduces risk of distress
Current ratio above 1
Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$5M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
6.64%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
EPS (TTM)
$1.77
P/E (TTM)
7.9
Fwd P/E
-
Dividends & Income
Dividends
Current DY
6.64%
5Y Avg Annual
$0.9604
Last Payment
$0.2801
Ex-Date
07/22/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest07/22/2026 | 08/05/2026 | $0.2801 | 8.02% |
04/22/2026 | 05/06/2026 | $0.2801 | 8.02% |
01/21/2026 | 02/04/2026 | $0.2807 | 8.04% |
01/05/2026 | 01/19/2026 | $0.0870 | 2.49% |
10/22/2025 | 11/05/2025 | $0.2807 | 8.04% |
07/18/2025 | 08/01/2025 | $0.2807 | 8.04% |
04/22/2025 | 05/06/2025 | $0.2105 | 6.03% |
01/23/2025 | 02/06/2025 | $0.2108 | 6.04% |
Magic Number
Shares needed to self-fund your next purchase
$13.97
Price
$0.2801
Last div. (quarterly)
50
shares
Own 50 SANB4.SA shares ($698.50) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$698.50
New shares / year
+4 shares
Dividend Calculator
6.66% yieldEstimate SANB4.SA dividend income at the current rate.
Per year
$665.71
Per month
$55.48
≈ 715.8 shares at $0.93/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
SANB4.SA vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
R$ 552.068,46
Total invested
R$ 130.000,00
Total interest
R$ 422.068,46
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | R$ 10.000,00 | R$ 10.000,00 | R$ 0,00 |
| Year 1 | R$ 17.523,25 | R$ 16.000,00 | R$ 1.523,25 |
| Year 2 | R$ 25.949,29 | R$ 22.000,00 | R$ 3.949,29 |
| Year 3 | R$ 35.386,45 | R$ 28.000,00 | R$ 7.386,45 |
| Year 4 | R$ 45.956,07 | R$ 34.000,00 | R$ 11.956,07 |
| Year 5 | R$ 57.794,05 | R$ 40.000,00 | R$ 17.794,05 |
| Year 6 | R$ 71.052,59 | R$ 46.000,00 | R$ 25.052,59 |
| Year 7 | R$ 85.902,15 | R$ 52.000,00 | R$ 33.902,15 |
| Year 8 | R$ 102.533,65 | R$ 58.000,00 | R$ 44.533,65 |
| Year 9 | R$ 121.160,94 | R$ 64.000,00 | R$ 57.160,94 |
| Year 10 | R$ 142.023,50 | R$ 70.000,00 | R$ 72.023,50 |
| Year 11 | R$ 165.389,57 | R$ 76.000,00 | R$ 89.389,57 |
| Year 12 | R$ 191.559,57 | R$ 82.000,00 | R$ 109.559,57 |
| Year 13 | R$ 220.869,97 | R$ 88.000,00 | R$ 132.869,97 |
| Year 14 | R$ 253.697,61 | R$ 94.000,00 | R$ 159.697,61 |
| Year 15 | R$ 290.464,57 | R$ 100.000,00 | R$ 190.464,57 |
| Year 16 | R$ 331.643,57 | R$ 106.000,00 | R$ 225.643,57 |
| Year 17 | R$ 377.764,05 | R$ 112.000,00 | R$ 265.764,05 |
| Year 18 | R$ 429.418,98 | R$ 118.000,00 | R$ 311.418,98 |
| Year 19 | R$ 487.272,51 | R$ 124.000,00 | R$ 363.272,51 |
| Year 20 | R$ 552.068,46 | R$ 130.000,00 | R$ 422.068,46 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The Ibovespa, Brazil's main stock index, has historically returned roughly 12%/year in nominal terms over long periods. The CDI, the interbank interest benchmark, sits around 11% and tracks the Selic rate. The poupança (savings) pays about 6%, while inflation (IPCA) has run near 5%. Nominal Brazilian returns look high next to US figures mainly because inflation is higher, so compare real (inflation-adjusted) returns when planning.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About Banco Santander (Brasil) S.A.
Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions. It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization. In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments. It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms. The company was founded in 1970 and is headquartered in São Paulo, Brazil.
Sector
Financial Services
Industry
Banks - Regional
Location
São Paulo, Brazil
Employees
47,327
CEO
Mr. Gilson Finkelsztain
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Banco Santander (Brasil) S.A. (SANB4.SA) stock trades at $13.97, up 0.94% on the day. With a market capitalization of $104.60 billion, SANB4.SA is a large-cap financial services stock. It trades at a price-to-earnings (P/E) ratio of 7.9 and earnings per share (EPS) of $1.77. Over the most recent period the company reported 29% year-over-year revenue growth and a net profit margin of 28.7%. Below you'll find SANB4.SA's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
SANB4.SA - Frequently Asked Questions
Is Banco Santander (Brasil) S.A. (SANB4.SA) a good stock to buy in 2026?
Banco Santander (Brasil) S.A. (SANB4.SA) shows strengths such as revenue growth of 29% and a strong 29% net margin. Whether SANB4.SA is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is SANB4.SA's stock price today?
Banco Santander (Brasil) S.A. (SANB4.SA) trades at $13.97 as of October 2, 2026, up 0.94% on the session. Prices on this page update throughout the trading day.
Does SANB4.SA pay a dividend?
Yes. Banco Santander (Brasil) S.A. pays an annual dividend of $0.93 per share, a dividend yield of 6.64%. The most recent ex-dividend date was July 22, 2026. Its payout ratio is about 68% of earnings.
Is SANB4.SA overvalued?
With a P/E ratio of 7.9×, SANB4.SA trades at a relatively modest valuation for the financial services sector. Its PEG ratio is 0.18 (below 1, which can signal growth at a reasonable price). See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is SANB4.SA's market cap?
Banco Santander (Brasil) S.A. (SANB4.SA) has a market capitalization of $104.60 billion, classifying it as a large-cap stock in the Financial Services sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.