INGR- Ingredion Incorporated
Consumer Defensive · Packaged Foods
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
Wall Street consensus from 6 analysts
12-Month Price Target
$121.50
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $98.63
Graham Number
√(22.5 × EPS × Book Value)
$121.82
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$46.20
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
80% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
13.7%Return on equity - measures how efficiently capital is used
Positive profit margin
8.2%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+0.9%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
-40.5%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
39.41×Low financial leverage reduces risk of distress
Current ratio above 1
2.80×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$77M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
3.26%Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Nov 3, 2026
49
days
EPS (TTM)
$9.20
P/E (TTM)
10.7
Fwd P/E
8.7
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
3.26%
5Y Avg Annual
$2.7480
Last Payment
$0.8200
Ex-Date
07/01/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest07/01/2026 | 07/21/2026 | $0.8200 | 3.33% |
04/01/2026 | 04/21/2026 | $0.8200 | 3.33% |
01/02/2026 | 01/22/2026 | $0.8200 | 3.33% |
10/01/2025 | 10/21/2025 | $0.8200 | 3.33% |
07/01/2025 | 07/21/2025 | $0.8000 | 3.24% |
04/01/2025 | 04/21/2025 | $0.8000 | 3.24% |
01/02/2025 | 01/22/2025 | $0.8000 | 3.24% |
10/01/2024 | 10/21/2024 | $0.8000 | 3.24% |
Magic Number
Shares needed to self-fund your next purchase
$98.63
Price
$0.8200
Last div. (quarterly)
121
shares
Own 121 INGR shares ($11,934.23) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$11,934.23
New shares / year
+4 shares
Dividend Calculator
3.33% yieldEstimate INGR dividend income at the current rate.
Per year
$332.56
Per month
$27.71
≈ 101.4 shares at $3.28/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
INGR vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
Loading history…
Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
Discussion
Sign in to join the discussionSign inLoading…
Discover
Related Assets
Consumer Defensive
Related Articles
About Ingredion Incorporated
Ingredion Incorporated, together with its subsidiaries, engages in the manufacture and sale of sweeteners, starches, nutrition ingredients, and biomaterial solutions derived from wet milling and processing corn, and other starch-based materials to a range of industries worldwide. The company operates in Texture & Healthful Solutions; Food & Industrial IngredientsLATAM; and Food & Industrial IngredientsU.S./CANADA segments. It offers starch products for use in a range of processed foods; cornstarch; specialty paper starches for enhanced drainage, fiber retention, oil and grease resistance, improved printability, and biochemical oxygen demand control; starches and specialty starches for textile industry; industrial starches are used in the production of construction materials, textiles, adhesives, pharmaceuticals, and cosmetics, as well as in mining and water filtration; and specialty industrial starches for use in biomaterial applications, including biodegradable plastics, fabric softeners and detergents, hair and skin care applications, dusting powders for surgical gloves, and in the production of glass fiber and insulation. The company provides sweetener products comprising glucose syrups, high maltose syrup, high fructose corn syrup, dextrose, polyols, maltodextrin, glucose syrup solids, and non-genetically modified organism syrups for applications in food and beverage products, such as baked goods, snack foods, canned fruits, condiments, candy and other sweets, dairy products, ice cream, jams and jellies, prepared mixes, table syrups, and beverages. In addition, the company sells refined corn oil, corn gluten feed, and corn gluten meal; and other products. The company was formerly known as Corn Products International, Inc. and changed its name to Ingredion Incorporated in June 2012. Ingredion Incorporated was founded in 1906 and is headquartered in Westchester, Illinois.
Sector
Consumer Defensive
Industry
Packaged Foods
Location
Westchester, United States
Employees
11,000
Stock Market ROI Pro
All features, zero ads- web & app
Unlock every feature, ad-free, across our website and iOS app.
Ingredion Incorporated (INGR) stock trades at $98.63, down 1.85% on the day. With a market capitalization of $6.22 billion, INGR is a mid-cap consumer defensive stock. It trades at a price-to-earnings (P/E) ratio of 10.7, a forward P/E of 8.7 and earnings per share (EPS) of $9.20. Over the most recent period the company reported 1% year-over-year revenue growth and a net profit margin of 8.2%. Below you'll find INGR's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
INGR - Frequently Asked Questions
Is Ingredion Incorporated (INGR) a good stock to buy in 2026?
Ingredion Incorporated (INGR) shows risks such as high leverage (debt/equity of 39.4). Whether INGR is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is INGR's stock price today?
Ingredion Incorporated (INGR) trades at $98.63, down 1.85% on the session. Prices on this page update throughout the trading day.
Does INGR pay a dividend?
Yes. Ingredion Incorporated pays an annual dividend of $3.28 per share, a dividend yield of 3.26%. The most recent ex-dividend date was July 1, 2026. Its payout ratio is about 36% of earnings.
Is INGR overvalued?
With a P/E ratio of 10.7×, INGR trades at a relatively modest valuation for the consumer defensive sector. Its PEG ratio is 1.16. See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is INGR's market cap?
Ingredion Incorporated (INGR) has a market capitalization of $6.22 billion, classifying it as a mid-cap stock in the Consumer Defensive sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.