FICO- Fair Isaac Corporation
Technology · Software - Application
Price & Performance
Performance
Analysis & Verdict
Analyst Ratings
BuyWall Street consensus from 19 analysts
12-Month Price Target
$1445.42
Based on analyst estimates; price targets are opinions, not guarantees.
Fair Value Estimates
Current price: $1001.50
Graham Number
√(22.5 × EPS × Book Value)
N/A
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$1.13
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
7/10
100% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
Return on equity - measures how efficiently capital is used
Positive profit margin
34.1%Net profit margin must be positive - company earns more than it spends
Revenue growth (annual)
+25.7%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+41.2%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
Low financial leverage reduces risk of distress
Current ratio above 1
1.18×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$344M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
Stock must distribute income to shareholders
Financials
Revenue & Results
Key Statistics
Earnings
Next Earnings
Nov 4, 2026
50
days
EPS (TTM)
$34.59
P/E (TTM)
29.0
Fwd P/E
18.9
SEC Filings & Reported Financials
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Insider Transactions
SEC Form 4 · officers, directors & 10% owners
Dividends & Income
Dividends
Current DY
-
5Y Avg Annual
$0.0680
Last Payment
$0.0200
Ex-Date
03/01/2017
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest03/01/2017 | 03/17/2017 | $0.0200 | 0.01% |
11/30/2016 | 12/16/2016 | $0.0200 | 0.01% |
09/12/2016 | 09/28/2016 | $0.0200 | 0.01% |
05/23/2016 | 06/08/2016 | $0.0200 | 0.01% |
03/07/2016 | 03/23/2016 | $0.0200 | 0.01% |
11/30/2015 | 12/16/2015 | $0.0200 | 0.01% |
09/14/2015 | 09/30/2015 | $0.0200 | 0.01% |
05/22/2015 | 06/07/2015 | $0.0200 | 0.01% |
Magic Number
Shares needed to self-fund your next purchase
$1,001.50
Price
$0.0200
Last div. (quarterly)
50,075
shares
Own 50,075 FICO shares ($50,150,112.50) and each quarterly dividend pays for 1 new share - the snowball runs on its own.
Investment target
$50,150,112.50
New shares / year
+4 shares
Dividend Calculator
0.01% yieldEstimate FICO dividend income at the current rate.
Per year
$0.8
Per month
$0.07
≈ 10 shares at $0.08/share a year. Estimate only - dividends can be cut or raised.
Tools & Simulators
FICO vs Peers, Indexes & Commodities
?Click a card below to plot it on the chart
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Parameters
Final value
$426,404.61
Total invested
$130,000.00
Total interest
$296,404.61
Balance over time
Period breakdown
| Period | Balance | Invested | Interest |
|---|---|---|---|
| Start | $10,000.00 | $10,000.00 | $0.00 |
| Year 1 | $17,270.27 | $16,000.00 | $1,270.27 |
| Year 2 | $25,267.56 | $22,000.00 | $3,267.56 |
| Year 3 | $34,064.59 | $28,000.00 | $6,064.59 |
| Year 4 | $43,741.32 | $34,000.00 | $9,741.32 |
| Year 5 | $54,385.72 | $40,000.00 | $14,385.72 |
| Year 6 | $66,094.55 | $46,000.00 | $20,094.55 |
| Year 7 | $78,974.28 | $52,000.00 | $26,974.28 |
| Year 8 | $93,141.97 | $58,000.00 | $35,141.97 |
| Year 9 | $108,726.44 | $64,000.00 | $44,726.44 |
| Year 10 | $125,869.35 | $70,000.00 | $55,869.35 |
| Year 11 | $144,726.56 | $76,000.00 | $68,726.56 |
| Year 12 | $165,469.48 | $82,000.00 | $83,469.48 |
| Year 13 | $188,286.70 | $88,000.00 | $100,286.70 |
| Year 14 | $213,385.63 | $94,000.00 | $119,385.63 |
| Year 15 | $240,994.47 | $100,000.00 | $140,994.47 |
| Year 16 | $271,364.18 | $106,000.00 | $165,364.18 |
| Year 17 | $304,770.87 | $112,000.00 | $192,770.87 |
| Year 18 | $341,518.22 | $118,000.00 | $223,518.22 |
| Year 19 | $381,940.31 | $124,000.00 | $257,940.31 |
| Year 20 | $426,404.61 | $130,000.00 | $296,404.61 |
What is compound interest?
Compound interest means that the interest you earn in one period is added to your principal, so in the next period you earn interest on a larger base. This creates exponential growth: the longer your time horizon, the more dramatic the effect.
Which rate should I use?
The S&P 500 has historically returned ~10%/year before inflation over long periods - use this for an all-equity US index fund scenario. A balanced growth portfolio (stocks + bonds) is closer to 7%. High-yield savings accounts (HYSA) are currently paying around 4-5% with FDIC insurance and zero market risk. Bonds historically return ~4% annualized.
Formula used
FV = PV × (1+r)^n + PMT × ((1+r)^n − 1) / rwhere r is the monthly rate, n is the number of months, PV is the initial investment, and PMT is the monthly contribution. Annual rates are converted to monthly viar = (1 + annual%)^(1/12) − 1.
For educational purposes only. Not financial advice. Past returns do not guarantee future results.
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About Fair Isaac Corporation
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Sector
Technology
Industry
Software - Application
Location
Bozeman, United States
Employees
3,876
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Fair Isaac Corporation (FICO) stock trades at $1001.50, up 1.63% on the day. With a market capitalization of $21.63 billion, FICO is a large-cap technology stock. It trades at a price-to-earnings (P/E) ratio of 29.0, a forward P/E of 18.9 and earnings per share (EPS) of $34.59. Over the most recent period the company reported 26% year-over-year revenue growth and a net profit margin of 34.1%. Below you'll find FICO's full fundamentals, fair-value estimates, dividend history, earnings and our buy, hold or avoid verdict for 2026.
FICO - Frequently Asked Questions
Is Fair Isaac Corporation (FICO) a good stock to buy in 2026?
Fair Isaac Corporation (FICO) shows strengths such as revenue growth of 26% and a strong 34% net margin. Whether FICO is a good buy in 2026 depends on your time horizon and risk tolerance - review the full bull case, bear case and fair-value estimates above. This is informational analysis, not financial advice.
What is FICO's stock price today?
Fair Isaac Corporation (FICO) trades at $1001.50, up 1.63% on the session. Prices on this page update throughout the trading day.
Does FICO pay a dividend?
No. Fair Isaac Corporation (FICO) does not currently pay a dividend, so the return comes entirely from share-price appreciation.
Is FICO overvalued?
With a P/E ratio of 29.0×, FICO is valued above the broad-market average for the technology sector. Its PEG ratio is 0.69 (below 1, which can signal growth at a reasonable price). See the Fair Value Estimates section above for Graham Number and dividend-based price targets.
What is FICO's market cap?
Fair Isaac Corporation (FICO) has a market capitalization of $21.63 billion, classifying it as a large-cap stock in the Technology sector.
Disclaimer: This page - including any buy/hold/avoid view, fair value or price estimate - is generated from market data for informational and educational purposes only and does not constitute financial, investment or trading advice. Data may be delayed or inaccurate. Always do your own research and consult a licensed financial advisor before making any investment decision.