TJX
Consumer Cyclical · Apparel Retail
Performance
TJX (TJX) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
TJX (TJX) operates in the Apparel Retail space within the Consumer Cyclical sector. With a market cap of $184.5B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Forward P/E (29.0×) is lower than trailing P/E (32.5×) — analysts expect earnings to improve
- Revenue growth of 9% YoY shows solid business momentum
- Earnings grew 29% YoY — bottom-line is expanding fast
- ROE of 61.3% shows management efficiently converts equity into profit
- Low beta of 0.62 — less volatile than the market, suitable for conservative portfolios
- P/E of 32.5× is above average — valuation requires continued strong growth to justify
- High debt-to-equity of 136.31× increases financial risk, especially with elevated interest rates
- Price is near its 52-week high — limited near-term upside, higher pullback risk
Verdict
Buy / Hold
More positives than negatives. Fundamentals support holding while monitoring key risks.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
1.15%
5Y Avg Annual
$1.2904
Last Payment
$0.4800
Ex-Date
05/14/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest05/14/2026 | 06/04/2026 | $0.4800 | 1.15% |
02/12/2026 | 03/05/2026 | $0.4250 | 1.02% |
11/13/2025 | 12/04/2025 | $0.4250 | 1.02% |
08/14/2025 | 09/04/2025 | $0.4250 | 1.02% |
05/15/2025 | 06/05/2025 | $0.4250 | 1.02% |
02/13/2025 | 03/06/2025 | $0.3750 | 0.90% |
11/14/2024 | 12/05/2024 | $0.3750 | 0.90% |
08/15/2024 | 09/05/2024 | $0.3750 | 0.90% |
Magic Number
Shares needed to self-fund your next purchase
$167.01
Price
$0.4800
Last div. (quarterly)
348
shares
Own 348 TJX shares ($58,119.48) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$58,119.48
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Aug 19, 2026
64
days
EPS (TTM)
$5.14
P/E (TTM)
32.5
Fwd P/E
29.0
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $167.01
Graham Number
√(22.5 × EPS × Book Value)
$32.63
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$21.96
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
9/10
90% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
61.3%Return on equity — measures how efficiently capital is used
Positive profit margin
9.4%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+9.2%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+29.3%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
136.31×Low financial leverage reduces risk of distress
Current ratio above 1
1.14×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$870M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.15%Stock must distribute income to shareholders
Related Assets
Consumer Cyclical
About TJX
The TJX Companies, Inc., together with its subsidiaries, operates as an off-price apparel and home fashions retailer worldwide. It operates through four segments: Marmaxx, HomeGoods, TJX Canada, and TJX International. The company provides family apparel comprising footwear; accessories, such as beauty and jewelry; home fashion products, including home basics, decorative accessories and giftware, as well as furniture, rugs, lighting, soft home, decorative accessories, tabletop, and cookware; pet and gourmet food; and other merchandise. It also offers home decor, furniture, and seasonal home merchandise. The company sells its products through stores and e-commerce sites. The TJX Companies, Inc. was incorporated in 1962 and is headquartered in Framingham, Massachusetts.
Sector
Consumer Cyclical
Industry
Apparel Retail
Location
Framingham, United States
Employees
377,000