RJF
Financial Services · Asset Management
Performance
RJF (RJF) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
RJF (RJF) operates in the Asset Management space within the Financial Services sector. With a market cap of $30.7B, it qualifies as a mid-cap company. The company is growing revenue strongly while maintaining healthy profitability — a combination that investors typically reward with a premium valuation.
- Low P/E of 14.9× suggests the stock may be undervalued relative to earnings
- Forward P/E (11.8×) is lower than trailing P/E (14.9×) — analysts expect earnings to improve
- Revenue growth of 13% YoY shows solid business momentum
- Healthy profit margin of 14.6%
- ROE of 17.3% shows management efficiently converts equity into profit
- Current ratio of 2.3× — ample short-term liquidity
- High debt-to-equity of 48.48× increases financial risk, especially with elevated interest rates
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
1.40%
5Y Avg Annual
$1.5840
Last Payment
$0.5400
Ex-Date
04/01/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest04/01/2026 | 04/15/2026 | $0.5400 | 1.37% |
01/02/2026 | 01/16/2026 | $0.5400 | 1.37% |
10/01/2025 | 10/15/2025 | $0.5000 | 1.27% |
07/01/2025 | 07/15/2025 | $0.5000 | 1.27% |
04/01/2025 | 04/15/2025 | $0.5000 | 1.27% |
01/02/2025 | 01/16/2025 | $0.5000 | 1.27% |
10/01/2024 | 10/15/2024 | $0.4500 | 1.14% |
07/01/2024 | 07/15/2024 | $0.4500 | 1.14% |
Magic Number
Shares needed to self-fund your next purchase
$157.75
Price
$0.5400
Last div. (quarterly)
293
shares
Own 293 RJF shares ($46,220.75) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$46,220.75
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Jul 22, 2026
36
days
EPS (TTM)
$10.60
P/E (TTM)
14.9
Fwd P/E
11.8
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $157.75
Graham Number
√(22.5 × EPS × Book Value)
$124.09
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$26.27
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
9/10
90% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
17.3%Return on equity — measures how efficiently capital is used
Positive profit margin
14.6%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+13.1%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+15.3%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
48.48×Low financial leverage reduces risk of distress
Current ratio above 1
2.29×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$217M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.40%Stock must distribute income to shareholders
Related Assets
Financial Services
About RJF
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers financial planning, investment advisory, securities transaction, investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; and custodial, trade execution, research, and other support and services. The Capital Markets segment provides investment banking services, such as equity and debt underwriting, and merger and acquisition advisory; and fixed income and equity brokerage services. This segment also offers institutional sales, securities trading, equity research, and the syndication and management of investments in low-income housing funds and funds of a similar nature. The Asset Management segment provides asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Bank segment offers various types of loans, including securities-based, corporate, commercial and industrial, commercial real estate and construction, real estate investment trust, residential mortgage, and tax-exempt loans; Federal Deposit Insurance Corporation-insured deposit accounts; retail and corporate deposit; and liquidity management products and services. The Other segment engages in the private equity investments comprising investments in third-party funds. The company offers corporate, retail banking and trust services. Raymond James Financial, Inc. was founded in 1962 and is headquartered in Saint Petersburg, Florida.
Sector
Financial Services
Industry
Asset Management
Location
Saint Petersburg, United States
Employees
19,500