RGA
Financial Services · Insurance - Reinsurance
Performance
RGA (RGA) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
RGA (RGA) operates in the Insurance - Reinsurance space within the Financial Services sector. With a market cap of $13.9B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 11.5× suggests the stock may be undervalued relative to earnings
- Forward P/E (7.3×) is lower than trailing P/E (11.5×) — analysts expect earnings to improve
- Revenue grew 24% year-over-year — exceptional top-line expansion
- Low beta of 0.48 — less volatile than the market, suitable for conservative portfolios
- Thin profit margin of 4.9% — little buffer against cost increases
- High debt-to-equity of 45.61× increases financial risk, especially with elevated interest rates
Verdict
Buy / Hold
More positives than negatives. Fundamentals support holding while monitoring key risks.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
1.77%
5Y Avg Annual
$3.0680
Last Payment
$0.9300
Ex-Date
05/19/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest05/19/2026 | 06/02/2026 | $0.9300 | 1.76% |
02/17/2026 | 03/03/2026 | $0.9300 | 1.76% |
11/10/2025 | 11/24/2025 | $0.9300 | 1.76% |
08/12/2025 | 08/26/2025 | $0.9300 | 1.76% |
05/13/2025 | 05/27/2025 | $0.8900 | 1.68% |
02/18/2025 | 03/04/2025 | $0.8900 | 1.68% |
11/12/2024 | 11/26/2024 | $0.8900 | 1.68% |
08/13/2024 | 08/27/2024 | $0.8900 | 1.68% |
Magic Number
Shares needed to self-fund your next purchase
$211.91
Price
$0.9300
Last div. (quarterly)
228
shares
Own 228 RGA shares ($48,315.48) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$48,315.48
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Aug 6, 2026
51
days
EPS (TTM)
$18.41
P/E (TTM)
11.5
Fwd P/E
7.3
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $211.91
Graham Number
√(22.5 × EPS × Book Value)
$289.93
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$54.47
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
80% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
9.9%Return on equity — measures how efficiently capital is used
Positive profit margin
4.9%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+23.5%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+16.6%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
45.61×Low financial leverage reduces risk of distress
Current ratio above 1
1.12×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$71M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
1.77%Stock must distribute income to shareholders
Related Assets
Financial Services
About RGA
Reinsurance Group of America, Incorporated provides life and health, and asset-intensive reinsurance in the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. It offers individual and group life and health, disability, long-term care, and critical illness reinsurance; and financial solutions, such as asset-intensive reinsurance, longevity reinsurance, stable value products, pension risk transfer transactions, and capital solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risks; coinsurance of payout annuities; underwritten annuities; funding agreement backed note program and other capital motivated solutions; and superannuation. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.
Sector
Financial Services
Industry
Insurance - Reinsurance
Location
Chesterfield, United States
Employees
4,300