NICE
Technology · Software - Application
Performance
NICE (NICE) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
NICE (NICE) operates in the Software - Application space within the Technology sector. With a market cap of $5.2B, it qualifies as a small-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 10.4× suggests the stock may be undervalued relative to earnings
- Forward P/E (7.0×) is lower than trailing P/E (10.4×) — analysts expect earnings to improve
- Revenue growth of 10% YoY shows solid business momentum
- Healthy profit margin of 17.6%
- Price is near its 52-week low — potential entry point with asymmetric upside
- Low beta of 0.01 — less volatile than the market, suitable for conservative portfolios
- Earnings fell 62% YoY — profitability is under pressure
- High debt-to-equity of 2.34× increases financial risk, especially with elevated interest rates
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
—
5Y Avg Annual
$0.5120
Last Payment
$0.1600
Ex-Date
02/23/2017
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest02/23/2017 | 03/15/2017 | $0.1600 | 0.73% |
11/18/2016 | 12/08/2016 | $0.1600 | 0.73% |
08/11/2016 | 08/31/2016 | $0.1600 | 0.73% |
05/19/2016 | 06/08/2016 | $0.1600 | 0.73% |
02/22/2016 | 03/13/2016 | $0.1600 | 0.73% |
11/06/2015 | 11/26/2015 | $0.1600 | 0.73% |
08/07/2015 | 08/27/2015 | $0.1600 | 0.73% |
05/18/2015 | 06/07/2015 | $0.1600 | 0.73% |
Magic Number
Shares needed to self-fund your next purchase
$88.00
Price
$0.1600
Last div. (quarterly)
550
shares
Own 550 NICE shares ($48,400.00) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$48,400.00
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
EPS (TTM)
$8.43
P/E (TTM)
10.4
Fwd P/E
7.0
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $88.00
Graham Number
√(22.5 × EPS × Book Value)
$21.58
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$8.53
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
7/10
78% score
Pays dividends
13Y hist.13+ years of dividend history
Dividend consistency (5Y+)
13 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
14.8%Return on equity — measures how efficiently capital is used
Positive profit margin
17.6%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+9.8%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
-61.7%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
2.34×Low financial leverage reduces risk of distress
Current ratio above 1
1.23×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$61M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
Stock must distribute income to shareholders
Related Assets
Technology
About NICE
NICE Ltd., together with its subsidiaries, provides AI-powered cloud platforms for customer engagement, and financial crime and compliance in the United States, Europe, the Middle East, Africa, and the Asia Pacific. It operates in two segments, Customer Engagement; and Financial Crime and Compliance. The Customer Engagement segment provides CXone Mpower platform for organizations to automate service, augment the workforce with AI-powered solutions, and unify enterprise knowledge, data and AI models resolutions, and customer experiences. The Financial Crime and Compliance segment offers embedded-AI solutions that identify risks and help prevent money laundering and fraud, as well as help ensure financial markets compliance in real-time. It also provides NICE Evidencentral, a digital evidence management and investigation platform for criminal justice system. In addition, the company offers NiCE Actimize provides cloud platforms embedded with AI capabilities for real-time and cross-channel fraud prevention, know-your-customer, anti-money laundering, and capital markets compliance; X-Sight, an open AI-cloud platform for Financial Crime and Compliance, enabling financial services organizations; Xceed which provides AI, data intelligence, machine learning, and insights for AML and fraud prevention for small and mid-sized organizations; cloud platforms provide financial services organizations with the agility required to adapt changing regulatory and threat landscapes; data intelligence solutions enable organizations to turn raw data into actionable intelligence to prevent and detect financial crimes; AI and analytics; intelligent investigations solutions; and self-service solutions. The company also develops NiCE Labs, a AI innovation initiatives for customer experience and related solutions. The company was formerly known as NICE-Systems Ltd. and changed its name to NICE Ltd. in June 2016. NICE Ltd. was incorporated in 1986 and is headquartered in Ra'anana, Israel.