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MKL

MKL

Financial Services · Insurance - Property & Casualty

$1878.52+1.32%
Mkt Cap: $23.51B

Performance

MKL (MKL) Stock Analysis 2026

Rule-based · Updated daily · Not financial advice

MKL (MKL) operates in the Insurance - Property & Casualty space within the Financial Services sector. With a market cap of $23.5B, it qualifies as a mid-cap company. Revenue has been contracting year-over-year, a headwind that investors will watch closely in upcoming earnings.

Bull Case4
  • Low P/E of 13.6× suggests the stock may be undervalued relative to earnings
  • Healthy profit margin of 11.1%
  • Current ratio of 3.2× — ample short-term liquidity
  • Low beta of 0.67 — less volatile than the market, suitable for conservative portfolios
Bear Case3
  • Revenue declined 17% YoY — warning sign for business momentum
  • High debt-to-equity of 23.50× increases financial risk, especially with elevated interest rates
  • No dividend history — total return depends entirely on price appreciation

Verdict

Buy / Hold

More positives than negatives. Fundamentals support holding while monitoring key risks.

AI Insight

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AI-generated analysis for informational purposes only. Not financial advice.

Related Articles

Revenue & Results

Dividends

This stock does not pay dividends.

If You Had Invested…

Hypothetical return based on historical prices

$

* Dividend reinvestment calculated at ex-date price. For informational purposes only.

Earnings

EPS (TTM)

$138.31

P/E (TTM)

13.6

Fwd P/E

15.4

Earnings History

SEC EDGAR · official filings

SEC filings

SEC Filings

Official EDGAR documents

All filings

Key Statistics

Valuation

Market Cap$23.51B
P/E Ratio13.58
Forward P/E15.43
P/B Ratio
PEG Ratio2.35
EPS (TTM)$138.31

Trading

Open
Day High
Day Low
52W High$2207.59
52W Low$1719.41
Volume
Avg Volume (3M)70,865
Beta0.67

Dividends

Dividend Yield
Annual Rate
Ex-Div Date
Payout Ratio0.00%

Profitability

Profit Margin11.07%
Operating Margin-9.68%
ROE9.99%
ROA2.48%
Revenue Growth-16.90%
Earnings Growth

Balance Sheet

Total Revenue$16.01B
Total Debt$4.38B
Debt / Equity23.50
Current Ratio3.22
Free Cash Flow$-1,021,131,648

Fair Value Estimates

Current price: $1878.52

Graham Number

√(22.5 × EPS × Book Value)

$2117.06

+12.7% upside

Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.

Bazin Ceiling Price

Avg. Annual DPS (5Y) ÷ 6%

N/A

Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.

These are simplified estimates. Not financial advice.

Buy & Hold Checklist

Quality criteria for long-term holding

3/10

43% score

Pays dividends

No dividend history found

Dividend consistency (5Y+)

Uninterrupted dividend payments for at least 5 years

ROE above 10%

10.0%

Return on equity — measures how efficiently capital is used

Positive profit margin

11.1%

Net profit margin must be positive — company earns more than it spends

Revenue growth (annual)

-16.9%

Annual revenue must be growing compared to the prior year

Earnings growth (annual)

Annual earnings must be growing compared to the prior year

Debt/Equity below 2×

23.50×

Low financial leverage reduces risk of distress

Current ratio above 1

3.22×

Short-term assets must cover short-term liabilities

Daily liquidity above $5M

$133M/day

High trading volume ensures easy entry and exit

Dividend yield above 0%

Stock must distribute income to shareholders

Related Assets

Financial Services

About MKL

Markel Group Inc. engages in the insurance business in the United States, the United Kingdom, Bermuda, Germany, rest of the European Union, Canada, and the Asia Pacific. It operates through Markel Insurance, Industrial, Financial, and Consumer and Other segments. The company offers general and professional liability, specialty programs, workers' compensation, and marine and energy insurance; personal lines insurance, such as property coverage for homeowners; property insurance coverages, including fire, windstorm, hail, water damage, and catastrophe-exposed property risks, such as earthquake and wind; and credit and surety products. It also distributes exterior building products, such as siding, windows, doors, roofing, and gutters; invests in asset and wealth management companies; engages in the homebuilding of single-family homes, townhouses, and condominiums; designs and provides leather handbags and accessories; owns and operates manufactured housing communities; and sponsors teachers for placement. In addition, the company offers structural and architectural precast concrete; ornamental plants; industrial bakery equipment; over-the-road car-hauling equipment, such as trailers; cutter suction and auger dredges; and laminated oak and composite flooring for trailers. Further, it provides fire protection, life safety, and low-voltage solutions; heavy lift crawler cranes; erosion control and stormwater management; gas containment and transportation equipment; wall panel systems and dorm room furniture; insurance-linked securities investment and insurance management; equipment leasing; fronting and automobile collateral protection coverage; information technology consulting; data collection and pricing intelligence solutions; and concierge healthcare membership services. The company was formerly known as Markel Corporation and changed its name to Markel Group Inc. in May 2023. Markel Group Inc. was founded in 1930 and is headquartered in Glen Allen, Virginia.

Sector

Financial Services

Industry

Insurance - Property & Casualty

Location

Glen Allen, United States

Employees

22,900