HBAN
Financial Services · Banks - Regional
Performance
HBAN (HBAN) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
HBAN (HBAN) operates in the Banks - Regional space within the Financial Services sector. With a market cap of $35.3B, it qualifies as a mid-cap company. The company is growing revenue strongly while maintaining healthy profitability — a combination that investors typically reward with a premium valuation.
- Low P/E of 13.4× suggests the stock may be undervalued relative to earnings
- Forward P/E (9.2×) is lower than trailing P/E (13.4×) — analysts expect earnings to improve
- Revenue grew 34% year-over-year — exceptional top-line expansion
- Exceptional profit margin of 26.6% — the business retains a large share of each dollar earned
- Dividend yield of 3.60% provides consistent income on top of price appreciation
- Earnings fell 27% YoY — profitability is under pressure
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
3.60%
5Y Avg Annual
$0.5270
Last Payment
$0.1550
Ex-Date
03/18/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest03/18/2026 | 04/01/2026 | $0.1550 | 3.56% |
12/18/2025 | 01/01/2026 | $0.1550 | 3.56% |
09/17/2025 | 10/01/2025 | $0.1550 | 3.56% |
06/17/2025 | 07/01/2025 | $0.1550 | 3.56% |
03/18/2025 | 04/01/2025 | $0.1550 | 3.56% |
12/18/2024 | 01/01/2025 | $0.1550 | 3.56% |
09/17/2024 | 10/01/2024 | $0.1550 | 3.56% |
06/17/2024 | 07/01/2024 | $0.1550 | 3.56% |
Magic Number
Shares needed to self-fund your next purchase
$17.44
Price
$0.1550
Last div. (quarterly)
113
shares
Own 113 HBAN shares ($1,970.17) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$1,970.17
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Jul 23, 2026
37
days
EPS (TTM)
$1.30
P/E (TTM)
13.4
Fwd P/E
9.2
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $17.44
Graham Number
√(22.5 × EPS × Book Value)
$20.69
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$10.28
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
6/10
75% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
8.4%Return on equity — measures how efficiently capital is used
Positive profit margin
26.6%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+33.6%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
-26.5%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
Low financial leverage reduces risk of distress
Current ratio above 1
Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$396M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
3.60%Stock must distribute income to shareholders
Related Assets
Financial Services
About HBAN
Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services. It offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. The company also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer finance, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans; dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. In addition, it offers equipment financing, asset-based lending, distribution finance, structured lending, municipal financing solutions, and Huntington ChoicePay. Additionally, the company provides lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, fund finance, Native American financial, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.
Sector
Financial Services
Industry
Banks - Regional
Location
Columbus, United States
Employees
24,641