GL
Financial Services · Insurance - Life
Performance
GL (GL) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
GL (GL) operates in the Insurance - Life space within the Financial Services sector. With a market cap of $13.1B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 11.7× suggests the stock may be undervalued relative to earnings
- Forward P/E (10.1×) is lower than trailing P/E (11.7×) — analysts expect earnings to improve
- Revenue growth of 5% YoY shows solid business momentum
- Healthy profit margin of 19.4%
- ROE of 20.5% shows management efficiently converts equity into profit
- Low beta of 0.50 — less volatile than the market, suitable for conservative portfolios
- High debt-to-equity of 53.59× increases financial risk, especially with elevated interest rates
- Current ratio below 1 (0.66×) — short-term liabilities exceed current assets
- Price is near its 52-week high — limited near-term upside, higher pullback risk
Verdict
Strong Buy
Multiple fundamental strengths with few red flags. Long-term buyers may find this compelling.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
0.79%
5Y Avg Annual
$0.8600
Last Payment
$0.3300
Ex-Date
04/02/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest04/02/2026 | 04/27/2026 | $0.3300 | 0.78% |
01/05/2026 | 01/30/2026 | $0.2700 | 0.64% |
10/03/2025 | 10/28/2025 | $0.2700 | 0.64% |
07/03/2025 | 07/28/2025 | $0.2700 | 0.64% |
04/03/2025 | 04/28/2025 | $0.2700 | 0.64% |
01/06/2025 | 01/31/2025 | $0.2400 | 0.57% |
10/04/2024 | 10/29/2024 | $0.2400 | 0.57% |
07/05/2024 | 07/30/2024 | $0.2400 | 0.57% |
Magic Number
Shares needed to self-fund your next purchase
$168.55
Price
$0.3300
Last div. (quarterly)
511
shares
Own 511 GL shares ($86,129.05) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$86,129.05
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Jul 22, 2026
36
days
EPS (TTM)
$14.45
P/E (TTM)
11.7
Fwd P/E
10.1
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $168.55
Graham Number
√(22.5 × EPS × Book Value)
$159.37
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$14.94
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
8/10
80% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
20.5%Return on equity — measures how efficiently capital is used
Positive profit margin
19.4%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+5.4%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
+12.6%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
53.59×Low financial leverage reduces risk of distress
Current ratio above 1
0.66×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$90M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
0.79%Stock must distribute income to shareholders
Related Assets
Financial Services
About GL
Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products to lower middle- and middle-income families in the United States. It operates in three segments: Life Insurance, Supplemental Health Insurance, and Investments. The company offers whole, term, and other life insurance products, as well as life insurance for children; Medicare supplement and limited-benefit supplemental health insurance products, such as accident, cancer, critical illness, heart, intensive care, and other health products; and final expense, accidental death, mortgage protection, and hospital insurance products. It sells its products through direct-to-consumer channels, exclusive independent agents, general agency independent agents, and brokers. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was founded in 1900 and is headquartered in McKinney, Texas.
Sector
Financial Services
Industry
Insurance - Life
Location
McKinney, United States
Employees
3,695