CNA
Financial Services · Insurance - Property & Casualty
Performance
CNA (CNA) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
CNA (CNA) operates in the Insurance - Property & Casualty space within the Financial Services sector. With a market cap of $12.3B, it qualifies as a mid-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.
- Low P/E of 10.2× suggests the stock may be undervalued relative to earnings
- Forward P/E (9.5×) is lower than trailing P/E (10.2×) — analysts expect earnings to improve
- Revenue growth of 10% YoY shows solid business momentum
- Dividend yield of 4.27% provides consistent income on top of price appreciation
- Low beta of 0.32 — less volatile than the market, suitable for conservative portfolios
- Earnings fell 22% YoY — profitability is under pressure
- High debt-to-equity of 27.37× increases financial risk, especially with elevated interest rates
- Current ratio below 1 (0.36×) — short-term liabilities exceed current assets
Verdict
Buy / Hold
More positives than negatives. Fundamentals support holding while monitoring key risks.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
4.27%
5Y Avg Annual
$3.4080
Last Payment
$0.4800
Ex-Date
05/18/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest05/18/2026 | 06/04/2026 | $0.4800 | 4.21% |
02/23/2026 | 03/12/2026 | $2.4800 | 21.77% |
11/17/2025 | 12/04/2025 | $0.4600 | 4.04% |
08/18/2025 | 09/04/2025 | $0.4600 | 4.04% |
05/19/2025 | 06/05/2025 | $0.4600 | 4.04% |
02/24/2025 | 03/13/2025 | $2.4600 | 21.59% |
11/18/2024 | 12/05/2024 | $0.4400 | 3.86% |
08/12/2024 | 08/29/2024 | $0.4400 | 3.86% |
Magic Number
Shares needed to self-fund your next purchase
$45.57
Price
$0.4800
Last div. (quarterly)
95
shares
Own 95 CNA shares ($4,329.15) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$4,329.15
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Aug 3, 2026
48
days
EPS (TTM)
$4.47
P/E (TTM)
10.2
Fwd P/E
9.5
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $45.57
Graham Number
√(22.5 × EPS × Book Value)
$63.53
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$54.50
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
7/10
70% score
Pays dividends
15Y hist.15+ years of dividend history
Dividend consistency (5Y+)
15 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
11.5%Return on equity — measures how efficiently capital is used
Positive profit margin
7.9%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
+10.0%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
-22.2%Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
27.37×Low financial leverage reduces risk of distress
Current ratio above 1
0.36×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$22M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
4.27%Stock must distribute income to shareholders
Related Assets
Financial Services
About CNA
CNA Financial Corporation, an insurance holding company, primarily provides commercial property and casualty insurance products in the United States, Canada, the United Kingdom, Continental Europe, and internationally. It operates through Specialty, Commercial, International, and Life & Group segments. The company offers professional liability coverage and risk management services to various professional firms, including architects, real estate agents, and accounting and law firms; directors and officers, errors and omissions, employment practices, fiduciary, and fidelity and cyber coverage to small and mid-size firms, public and privately held firms, and not-for-profit organizations; professional and general liability, as well as associated casualty coverages for healthcare industry; surety and fidelity bonds; and warranty and alternative risks products. It also provides property, marine, boiler, and machinery coverage insurance products; casualty insurance products comprising workers' compensation, general and product liability, commercial auto, umbrella, and excess and surplus coverages; specialized loss-sensitive insurance programs and total risk management services; and a run-off long-term care business. The company was founded in 1853 and is based in Chicago, Illinois. CNA Financial Corporation is a subsidiary of Loews Corporation.
Sector
Financial Services
Industry
Insurance - Property & Casualty
Location
Chicago, United States
Employees
6,600