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AFCG

AFCG

Financial Services · Asset Management

$3.38+1.65%
Mkt Cap: $79,645,136DY: 6.01%

Performance

AFCG (AFCG) Stock Analysis 2026

Rule-based · Updated daily · Not financial advice

AFCG (AFCG) operates in the Asset Management space within the Financial Services sector. With a market cap of $80M, it qualifies as a small-cap company. Growth is moderate and the business remains profitable, offering a balanced risk/reward profile compared to high-multiple peers.

Bull Case3
  • Revenue growth of 10% YoY shows solid business momentum
  • Earnings grew 172% YoY — bottom-line is expanding fast
  • Dividend yield of 6.01% provides consistent income on top of price appreciation
Bear Case4
  • Thin profit margin of 0.0% — little buffer against cost increases
  • Negative ROE of -6.9% — shareholder equity is being eroded
  • High debt-to-equity of 108.95× increases financial risk, especially with elevated interest rates
  • Current ratio below 1 (0.87×) — short-term liabilities exceed current assets

Verdict

Caution

More risks than strengths. Consider waiting for fundamentals to improve before adding.

AI Insight

Powered by Claude

AI-generated analysis for informational purposes only. Not financial advice.

Related Articles

Revenue & Results

Dividends

Current DY

6.01%

5Y Avg Annual

$0.9790

Last Payment

$0.0500

Ex-Date

03/31/2026

Annual dividends paid per share

2022
2026
Ex-DatePaymentAmountEst. DY
Latest03/31/2026
04/14/2026$0.05005.91%
09/30/2025
10/14/2025$0.150017.73%
06/30/2025
07/14/2025$0.150017.73%
03/31/2025
04/14/2025$0.230027.18%
12/31/2024
01/14/2025$0.330039.00%
09/30/2024
10/14/2024$0.330039.00%
07/08/2024
07/22/2024$0.102712.13%
06/24/2024
07/08/2024$0.328538.82%

Magic Number

Shares needed to self-fund your next purchase

$3.39

Price

÷

$0.0500

Last div. (quarterly)

=

68

shares

Own 68 AFCG shares ($230.18) and each quarterly dividend pays for 1 new share — the snowball runs on its own.

Investment target

$230.18

New shares / year

+4 shares

If You Had Invested…

Hypothetical return based on historical prices

$

* Dividend reinvestment calculated at ex-date price. For informational purposes only.

Earnings

EPS (TTM)

$-0.64

P/E (TTM)

Fwd P/E

3.7

Earnings History

SEC EDGAR · official filings

SEC filings

SEC Filings

Official EDGAR documents

All filings

Key Statistics

Valuation

Market Cap$79.65M
P/E Ratio
Forward P/E3.75
P/B Ratio
PEG Ratio
EPS (TTM)$-0.64

Trading

Open
Day High
Day Low
52W High$5.10
52W Low$2.06
Volume
Avg Volume (3M)253,209
Beta0.93

Dividends

Dividend Yield6.01%
Annual Rate$0.20
Ex-Div Date2026-06-30
Payout Ratio152.22%

Profitability

Profit Margin0.00%
Operating Margin61.03%
ROE-6.89%
ROA-3.72%
Revenue Growth10.10%
Earnings Growth171.50%

Balance Sheet

Total Revenue$2.72M
Total Debt$202.45M
Debt / Equity108.95
Current Ratio0.87
Free Cash Flow

Fair Value Estimates

Current price: $3.38

Graham Number

√(22.5 × EPS × Book Value)

N/A

Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.

Bazin Ceiling Price

Avg. Annual DPS (5Y) ÷ 6%

$19.14

+465.4% upside

Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.

These are simplified estimates. Not financial advice.

Buy & Hold Checklist

Quality criteria for long-term holding

6/10

60% score

Pays dividends

5Y hist.

5+ years of dividend history

Dividend consistency (5Y+)

5 yrs

Uninterrupted dividend payments for at least 5 years

ROE above 10%

-6.9%

Return on equity — measures how efficiently capital is used

Positive profit margin

0.0%

Net profit margin must be positive — company earns more than it spends

Revenue growth (annual)

+10.1%

Annual revenue must be growing compared to the prior year

Earnings growth (annual)

+171.5%

Annual earnings must be growing compared to the prior year

Debt/Equity below 2×

108.95×

Low financial leverage reduces risk of distress

Current ratio above 1

0.87×

Short-term assets must cover short-term liabilities

Daily liquidity above $5M

$857K/day

High trading volume ensures easy entry and exit

Dividend yield above 0%

6.01%

Stock must distribute income to shareholders

Related Assets

Financial Services

About AFCG

Advanced Flower Capital Inc. originates, structures, underwrites, invests in, and manages senior secured loans and other types of mortgage loans and debt securities for established companies operating in the cannabis industry. It primarily originates loans structured as senior loans secured by real estate, equipment, cash flows, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. The company was formerly known as AFC Gamma, Inc. and changed its name to Advanced Flower Capital Inc. in October 2024. Advanced Flower Capital Inc. was incorporated in 2020 and is based in West Palm Beach, Florida.

Sector

Financial Services

Industry

Asset Management

Location

West Palm Beach, United States