ACRE
Real Estate · REIT - Mortgage
Performance
ACRE (ACRE) Stock Analysis 2026
Rule-based · Updated daily · Not financial advice
ACRE (ACRE) operates in the REIT - Mortgage space within the Real Estate sector. With a market cap of $269M, it qualifies as a small-cap company. Both revenue and profitability are declining, which raises questions about the durability of the current business model.
- Current ratio of 7.1× — ample short-term liquidity
- Dividend yield of 12.50% provides consistent income on top of price appreciation
- Revenue declined 89% YoY — warning sign for business momentum
- Negative profit margin of -36.3% — company is currently unprofitable
- Negative ROE of -3.8% — shareholder equity is being eroded
- High debt-to-equity of 258.24× increases financial risk, especially with elevated interest rates
Verdict
Avoid
Significant fundamental concerns outweigh positives. High risk at current levels.
AI Insight
Powered by ClaudeAI-generated analysis for informational purposes only. Not financial advice.
Related Articles
Revenue & Results
Dividends
Current DY
12.50%
5Y Avg Annual
$0.9020
Last Payment
$0.1500
Ex-Date
03/31/2026
Annual dividends paid per share
| Ex-Date | Payment | Amount | Est. DY |
|---|---|---|---|
Latest03/31/2026 | 04/15/2026 | $0.1500 | 12.37% |
12/31/2025 | 01/15/2026 | $0.1500 | 12.37% |
09/30/2025 | 10/15/2025 | $0.1500 | 12.37% |
06/30/2025 | 07/15/2025 | $0.1500 | 12.37% |
03/31/2025 | 04/15/2025 | $0.1500 | 12.37% |
12/31/2024 | 01/15/2025 | $0.2500 | 20.62% |
09/30/2024 | 10/15/2024 | $0.2500 | 20.62% |
06/28/2024 | 07/13/2024 | $0.2500 | 20.62% |
Magic Number
Shares needed to self-fund your next purchase
$4.85
Price
$0.1500
Last div. (quarterly)
33
shares
Own 33 ACRE shares ($160.05) and each quarterly dividend pays for 1 new share — the snowball runs on its own.
Investment target
$160.05
New shares / year
+4 shares
If You Had Invested…
Hypothetical return based on historical prices
* Dividend reinvestment calculated at ex-date price. For informational purposes only.
Earnings
Next Earnings
Aug 5, 2026
50
days
EPS (TTM)
$-0.36
P/E (TTM)
—
Fwd P/E
9.2
Earnings History
SEC EDGAR · official filings
SEC Filings
Official EDGAR documents
Key Statistics
Valuation
Trading
Dividends
Profitability
Balance Sheet
Fair Value Estimates
Current price: $4.85
Graham Number
√(22.5 × EPS × Book Value)
N/A
Benjamin Graham's intrinsic value formula. Assumes a fair stock trades at no more than 22.5× the product of EPS and book value per share.
Bazin Ceiling Price
Avg. Annual DPS (5Y) ÷ 6%
$19.20
Décio Bazin's dividend-based ceiling. The max price you should pay so that dividends alone deliver at least 6% annual yield on your cost basis.
These are simplified estimates. Not financial advice.
Buy & Hold Checklist
Quality criteria for long-term holding
4/10
44% score
Pays dividends
14Y hist.14+ years of dividend history
Dividend consistency (5Y+)
14 yrsUninterrupted dividend payments for at least 5 years
ROE above 10%
-3.8%Return on equity — measures how efficiently capital is used
Positive profit margin
-36.3%Net profit margin must be positive — company earns more than it spends
Revenue growth (annual)
-88.6%Annual revenue must be growing compared to the prior year
Earnings growth (annual)
Annual earnings must be growing compared to the prior year
Debt/Equity below 2×
258.24×Low financial leverage reduces risk of distress
Current ratio above 1
7.14×Short-term assets must cover short-term liabilities
Daily liquidity above $5M
$2M/dayHigh trading volume ensures easy entry and exit
Dividend yield above 0%
12.50%Stock must distribute income to shareholders
Related Assets
Real Estate
About ACRE
Ares Commercial Real Estate Corporation, a specialty finance company, engages in the originating and investing in commercial real estate (CRE) loans and related investments in the United States. The company provides loan opportunities for the owners, operators, and sponsors of CRE properties. Its investments includes senior mortgage loans, subordinate debt, preferred equity products, mezzanine loans, and other CRE investments, such as commercial mortgage-backed securities. It has elected and qualified to be taxed as a real estate investment trust for the United States federal income tax purposes under the Internal Revenue Code of 1986. Ares Commercial Real Estate Corporation was incorporated in 2011 and is based in New York, New York.